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Esquire Financial Holdings, Inc. ESQ Interest Expense Borrowings

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Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$1B+32.8%
Enterprise value$783.74M+33.8%
P/E19.4×+2.7×
P/S6.6×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Esquire Financial Holdings, Inc.’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s interest expense borrowings?
Esquire Financial Holdings, Inc. (ESQ) reported interest expense borrowings of $5K in Q1 2026.
How has Esquire Financial Holdings, Inc.'s interest expense borrowings changed year-over-year?
Esquire Financial Holdings, Inc.'s interest expense borrowings increased by 400.0% year-over-year, from $1K to $5K.
What is the long-term trend for Esquire Financial Holdings, Inc.'s interest expense borrowings?
Over 4 years (2021 to 2025), Esquire Financial Holdings, Inc.'s interest expense borrowings has grown at a 0.0% compound annual growth rate (CAGR), from $4K to $4K.
What does interest expense borrowings mean?
Represents the interest expense associated with short-term and long-term debt obligations, such as federal funds purchased or advances from the Federal Home Loan Bank. This metric reflects the cost of wholesale funding used to supplement the bank's deposit base. It is a key indicator of the bank's reliance on non-deposit funding sources.