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Esquire Financial Holdings, Inc. ESQ Internal Use Software Accumulated Amortization

Internal Use Software Accumulated Amortization at other companies

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Other financials

Income statement

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Revenue$40.5M+19.8%
Net income$12.2M+7.0%
EPS (diluted)$1.40+5.3%

Balance sheet

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Cash & equivalents$222.2M+28.4%
Total debt$2.4M-27.0%
Total equity$301.3M+20.2%
Total assets$2.4B+23.9%

Cash flow

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Operating cash flow$19.5M+23.4%
CapEx$180.0K-84.4%
Free cash flow$19.3M+31.9%

Valuation

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Market cap$991.03M+32.8%
Enterprise value$771.22M+33.8%
P/E19.2×+2.6×
P/S6.5×+0.7×

Profitability

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Net margin33.7%-1.1pp
FCF margin40%+6.3pp

Returns & leverage

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Return on equity18.7%-1.0pp
Debt / equity0.0×

Where this comes from

Reported directly by Esquire Financial Holdings, Inc. in its filing.

Tagged under the XBRL concept esq:InternalUseSoftwareAccumulatedAmortization.

The official record: Esquire Financial Holdings, Inc.’s 10-K, filed March 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Esquire Financial Holdings, Inc.'s internal use software accumulated amortization?
Esquire Financial Holdings, Inc. (ESQ) reported internal use software accumulated amortization of $1.72M in Q4 2025.
What is the long-term trend for Esquire Financial Holdings, Inc.'s internal use software accumulated amortization?
Over 3 years (2022 to 2025), Esquire Financial Holdings, Inc.'s internal use software accumulated amortization has grown at a 7.1% compound annual growth rate (CAGR), from $1.4M to $1.72M.
What does internal use software accumulated amortization mean?
This metric tracks the total cumulative amortization expense recognized against capitalized internal-use software assets. It represents the portion of the software's cost that has been systematically allocated to expense over its estimated useful life. A growing balance relative to the gross asset value indicates the aging of the company's technology stack.