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FY'25FY'24FY'23FY'22
Profitability
Net margin34.7%-0.3pp35%-1.1pp36.1%+2.3pp33.8%+6.1pp
Free cash flow margin38.7%+5.4pp33.2%-3.6pp36.8%-9.1pp46%+1.0pp
Returns
Return on equity19.3%-0.7pp20%-3.0pp23%+4.1pp18.9%+5.6pp
Return on assets2.4%-0.1pp2.5%-0.2pp2.7%+0.5pp2.2%+0.5pp
Efficiency
Asset turnover0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×
Debt-to-assets0.0×0.0×0.0×0.0×
Valuation
Market capitalization$1B+32.8%$661.54M+61.4%$409.88M+16.3%$352.54M+42.6%
Enterprise value$783.74M+33.8%$538.71M+118%$246.86M+29.1%$191.23M+89.3%
Price / earnings19.4×+2.7×15.2×+5.2×10×-2.4×12.4×-1.4×
Price / sales6.6×+0.7×5.3×+1.7×3.6×-0.6×4.2×+0.4×
Price / book3.3×+0.3×2.8×+0.7×2.1×-0.2×2.2×+0.5×
EV / sales5.1×+0.6×4.3×+2.1×2.2×-0.1×2.3×+0.7×
Free cash flow yield6.1%+0.3pp6.3%-3.9pp10.2%-0.8pp11%-0.8pp
Earnings yield5.1%-0.8pp6.6%-3.4pp10%+1.9pp8.1%+0.8pp
Dividend yield0.6%-0.1pp0.7%-0.2pp0.9%
PEG ratio1.3×+0.3×2.3×+2.1×0.2×0.0×0.2×-0.1×

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Questions, answered.

Where do Esquire Financial Holdings, Inc.'s ratios come from?
Every ratio is computed from Esquire Financial Holdings, Inc.'s SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.