Where do EVERTEC's ratios come from?

Every ratio is computed from EVERTEC's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

EVERTEC EVTC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Operating margin	19.1%-1.9pp	20%+0.4pp	21.2%+4.3pp	22%+4.5pp	21%+3.6pp
Net margin	13.9%-0.9pp	15.2%+1.9pp	16.2%+6.0pp	15.6%+6.7pp	14.9%+6.0pp
EBITDA margin	32.8%-2.2pp	33.1%-1.6pp	33.6%+0.7pp	35.2%+2.5pp	35%+2.9pp
Free cash flow margin	20.7%-5.8pp	21.9%-5.9pp	23.3%-2.4pp	22%-2.8pp	26.5%+2.9pp
Returns
Return on equity	21.9%-2.7pp	25.9%+4.8pp	25.1%+8.8pp	25.2%+11.5pp	24.7%+11.7pp
Return on assets	6.3%-0.3pp	6.9%+1.2pp	7.2%+1.8pp	7.2%+2.6pp	6.6%+2.4pp
Return on invested capital	12.4%-1.0pp	13.7%+0.4pp	14.5%+0.5pp	14.8%+0.1pp	13.3%+1.3pp
Efficiency
Asset turnover	0.5×0.0×	0.5×0.0×	0.4×-0.1×	0.5×-0.1×	0.4×0.0×
Liquidity
Current ratio	2×0.0×	2.1×+0.2×	2.9×+0.9×	2.2×+0.4×	2×+0.4×
Quick ratio	2×0.0×	2.1×+0.2×	2.9×+0.9×	2.2×+0.4×	2×+0.4×
Cash ratio	1.1×0.0×	1.2×+0.1×	2×+0.8×	1.3×+0.2×	1.1×+0.1×
Leverage
Debt-to-equity	1.7×-0.1×	1.8×-0.2×	1.7×-0.3×	1.6×-0.5×	1.8×-0.5×
Debt-to-assets	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×	0.5×-0.1×
Net debt / EBITDA	2.7×+0.4×	2.6×+0.3×	2×-0.5×	2.1×-0.6×	2.2×-1.2×
Interest coverage	2.6×+0.1×	2.7×+0.5×	2.8×+0.9×	2.8×+0.5×	2.5×-0.2×
Valuation
Market capitalization	$1.74B-25.5%	$1.86B-15.3%	$2.16B-0.3%	$2.33B+8.8%	$2.34B-10.4%
Enterprise value	$2.58B-14.6%	$2.66B-6.9%	$2.78B-2.5%	$2.98B+5.4%	$3.02B-12.2%
Price / earnings	13.1×-4.9×	13.1×-6.4×	14.8×-11.0×	16.9×-14.0×	18.1×-21.7×
Price / sales	1.8×-0.9×	2×-0.6×	2.4×-0.2×	2.6×-0.1×	2.7×-0.8×
Price / book	2.6×-1.7×	3×-1.7×	3.3×-1.1×	3.8×-0.6×	4.3×-0.8×
EV / EBITDA	8.3×-1.7×	8.6×-1.1×	9.2×-1.4×	9.5×-1.5×	9.9×-4.6×
EV / sales	2.7×-0.8×	2.9×-0.5×	3.1×-0.4×	3.4×-0.2×	3.5×-1.2×
Free cash flow yield	11.3%+1.5pp	10.9%+0.3pp	9.8%0.0pp	8.4%-0.7pp	9.9%+3.2pp
Earnings yield	7.6%+2.1pp	7.6%+2.5pp	6.8%+2.9pp	5.9%+2.7pp	5.5%+3.0pp
Dividend yield	0.7%+0.2pp	0.7%+0.1pp	0.6%0.0pp	0.5%-0.1pp	0.5%0.0pp
PEG ratio	5.2×+5.0×	0.5×0.0×	0.2×—	0.2×—	0.2×—

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Questions, answered.

Where do EVERTEC's ratios come from?: Every ratio is computed from EVERTEC's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.