Where do EVERTEC's ratios come from?

Every ratio is computed from EVERTEC's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

EVERTEC EVTC Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Operating margin	20%+0.4pp	19.6%0.0pp	19.6%-5.9pp	25.5%-7.9pp
Net margin	15.2%+1.9pp	13.3%+1.8pp	11.5%-27.2pp	38.6%+11.3pp
EBITDA margin	33.1%-1.6pp	34.7%+1.6pp	33.1%-5.1pp	38.2%-7.9pp
Free cash flow margin	21.9%-5.9pp	27.8%+0.4pp	27.3%-3.9pp	31.2%-3.3pp
Returns
Return on equity	25.9%+4.8pp	21.1%+6.2pp	15%-36.0pp	51%+10.9pp
Return on assets	6.9%+1.2pp	5.7%+0.8pp	5%-16.0pp	21%+6.5pp
Return on invested capital	13.7%+0.4pp	13.3%+0.2pp	13.1%-8.0pp	21.1%-6.0pp
Efficiency
Asset turnover	0.5×0.0×	0.4×0.0×	0.4×-0.1×	0.5×0.0×
Liquidity
Current ratio	2.1×+0.2×	1.9×0.0×	1.9×0.0×	1.9×-1.0×
Quick ratio	2.1×+0.2×	1.9×0.0×	1.9×0.0×	1.9×-1.0×
Cash ratio	1.2×+0.1×	1.1×0.0×	1.2×+0.1×	1×-0.8×
Leverage
Debt-to-equity	1.8×-0.2×	2.1×+0.4×	1.7×+0.8×	0.9×-0.1×
Debt-to-assets	0.5×0.0×	0.5×0.0×	0.5×+0.1×	0.4×0.0×
Net debt / EBITDA	2.6×+0.3×	2.3×-0.7×	2.9×+2.0×	0.9×+0.2×
Interest coverage	2.7×+0.5×	2.2×-2.0×	4.2×-2.1×	6.4×-2.3×
Valuation
Market capitalization	$1.86B-15.3%	$2.2B-18.5%	$2.69B+27.6%	$2.11B-41.3%
Enterprise value	$2.66B-6.9%	$2.86B-15.0%	$3.36B+44.9%	$2.32B-38.5%
Price / earnings	13.1×-6.4×	19.5×-14.3×	33.8×+25.0×	8.8×-13.5×
Price / sales	2×-0.6×	2.6×-1.3×	3.9×+0.5×	3.4×-2.7×
Price / book	3×-1.7×	4.6×+0.1×	4.5×+0.1×	4.5×-3.2×
EV / EBITDA	8.6×-1.1×	9.7×-4.9×	14.6×+4.8×	9.8×-4.1×
EV / sales	2.9×-0.5×	3.4×-1.5×	4.8×+1.1×	3.8×-2.7×
Free cash flow yield	10.9%+0.3pp	10.7%+3.6pp	7%-2.1pp	9.1%+3.5pp
Earnings yield	7.6%+2.5pp	5.1%+2.2pp	3%-8.4pp	11.3%+6.8pp
Dividend yield	0.7%+0.1pp	0.6%+0.1pp	0.5%-0.2pp	0.7%+0.3pp
PEG ratio	0.5×0.0×	0.5×—	——	0.2×-0.2×

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Questions, answered.

Where do EVERTEC's ratios come from?: Every ratio is computed from EVERTEC's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.