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Expensify, Inc. EXFY Legacy Card Program — Consideration revenue from vendors

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Other financials

Income statement

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Revenue$34.0M-5.8%
Gross profit$16.2M-11.4%
Operating income-$2.0M-32.6%
Net income-$2.3M+26.3%
EPS (diluted)-$0.02+33.3%

Balance sheet

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Cash & equivalents$109.6M+13.8%
Total debt$678.0K-18.2%
Total equity$138.5M+2.9%
Total assets$190.6M+0.7%

Cash flow

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Operating cash flow$118.0K-98.5%
CapEx$182.0K+4.6%
Free cash flow-$64.0K-101%

Valuation

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Market cap$172.62M-28.2%
P/S1.2×-0.4×

Profitability

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Gross margin49.6%-2.8pp
Operating margin-13.2%—
Net margin-14.7%-86.5pp
FCF margin8.8%-11.0pp

Returns & leverage

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Return on equity-15.1%+177pp
Debt / equity0×0.0×
Current ratio3.5×+0.2×

Where this comes from

Reported directly by Expensify, Inc. in its filing.

Tagged under the XBRL concept us-gaap:CostOfGoodsAndServicesSold.

The official record: Expensify, Inc.’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Expensify, Inc.'s legacy card program — consideration revenue from vendors?
Expensify, Inc. (EXFY) reported legacy card program — consideration revenue from vendors of $0 in Q4 2025.
How has Expensify, Inc.'s legacy card program — consideration revenue from vendors changed year-over-year?
Expensify, Inc.'s legacy card program — consideration revenue from vendors decreased by 100.0% year-over-year, from $1.8M to $0.
What does legacy card program — consideration revenue from vendors mean?
This metric represents the revenue generated from third-party vendors or financial partners associated with a legacy corporate card offering. It reflects the income streams, such as interchange fees or marketing incentives, derived from older card programs that are being phased out or transitioned. Monitoring this figure helps investors assess the wind-down trajectory of legacy products and the impact of shifting toward newer, more strategic payment solutions.