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Ezcorp EZPW U.S. Pawn — Goodwill

Other segment segments

SMG
$123.44M
Latin America Pawn
$61.15M+10.9%

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands)U.S. PawnLatin America PawnSMGConsolidated
Balance as of September 30, 2025$268,063$56,826$324,889
Acquisitions(a)22,7871,909123,435148,131
Effect of foreign currency translation changes2,4162,416
Balance as of June 30, 2026$290,850$61,151$123,435$475,436

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's U.S. pawn — goodwill?
Ezcorp (EZPW) reported U.S. pawn — goodwill of $290.85M in Q2 2026.
How has Ezcorp's U.S. pawn — goodwill changed year-over-year?
Ezcorp's U.S. pawn — goodwill increased by 9.0% year-over-year, from $266.76M to $290.85M.
What is the long-term trend for Ezcorp's U.S. pawn — goodwill?
Over 4 years (2021 to 2025), Ezcorp's U.S. pawn — goodwill has grown at a 2.3% compound annual growth rate (CAGR), from $972.65M to $1.06B.
What does U.S. pawn — goodwill mean?
Represents the excess of the purchase price over the fair value of identifiable net assets acquired in business combinations within the U.S. Pawn segment. This intangible asset reflects the premium paid for brand reputation, customer relationships, and market synergy. Monitoring this balance is essential for assessing potential impairment risks related to the segment's long-term growth prospects.

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