What is Ezcorp's U.S. pawn — store expenses?

Ezcorp (EZPW) reported U.S. pawn — store expenses of $88.03M in Q2 2026.

How has Ezcorp's U.S. pawn — store expenses changed year-over-year?

Ezcorp's U.S. pawn — store expenses increased by 7.6% year-over-year, from $81.84M to $88.03M.

What does U.S. pawn — store expenses mean?

Includes all direct operating costs required to maintain and staff pawn store locations within the U.S. segment, such as rent, utilities, and store-level payroll. Monitoring these expenses is vital for assessing the operational efficiency of the physical branch network. It helps determine the cost-to-serve ratio for the segment's customer base.

Ezcorp (EZPW) U.S. Pawn — Store expenses

Screener

Other segment segments

Latin America Pawn

$141.73M+4.8%

Latin American Pawn Segment

$39.61M+34.5%

Similar metrics at other companies

MUSAMarketing — Store and other operating expenses

$308.6M+12.1%

DRVNCompany-operated store sales — Operating expense

$208.64M+8.5%

GRWGStorage Solutions — Store operations and other operational expenses

$1.32M-7.1%

GRWGCultivation and Gardening — Store operations and other operational expenses

$5.08M-31.1%

AMWLStock Based Compensation Expense — Operating Costs And Expenses

$2.3M-70.0%

RLJManagement And Franchise Fee Expense — Operating Expenses

$29.32M+3.3%

Other financials

Income statement

See full

Revenue$418.7M+34.7%

Gross profit$246.2M+34.1%

Operating income$54.8M+52.3%

Net income$38.2M+44.1%

EPS (diluted)$0.48+41.2%

Balance sheet

See full

Cash & equivalents$326.7M-32.9%

Total debt$812.6M+6.4%

Total equity$1.2B+17.6%

Total assets$2.2B+15.0%

Cash flow

See full

Operating cash flow$42.8M+22.9%

CapEx$9.9M+8.9%

Free cash flow$32.9M+27.9%

Valuation

See full

Market cap$1.79B+91.7%

Enterprise value$2.28B+88.1%

P/E11.3×+1.8×

P/S1.1×+0.4×

Profitability

See full

Gross margin58.6%-0.1pp

Operating margin13.9%+2.7pp

Net margin10%+2.0pp

FCF margin8.7%+0.7pp

Returns & leverage

See full

Return on equity14.7%+3.7pp

Debt / equity0.7×-0.1×

Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingCostsAndExpenses.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed: Aug 5, 2026, 4:07 PM EDT
Fiscal quarter: Q3 FY2026
Calendar quarter: Q2 2026
Accession: 0000876523-26-000063

(in thousands)	U.S. Pawn	Latin America Pawn	SMG	Total Segments	Corporate Items	Consolidated
Jewelry scrap cost of goods sold	27,183	5,701	8,922	41,806	—	41,806
Gross profit	152,518	71,231	22,438	246,187	—	246,187
Segment and corporate expenses (income):
Store expenses	88,034	43,633	16,026	147,693	—	147,693
General and administrative	—	—	—	—	33,999	33,999
Depreciation and amortization	2,837	2,891	635	6,363	3,287	9,650
Loss on sale or disposal of assets and other	4	21	—	25	—	25
Interest expense	—	—	—	—	8,353	8,353

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's U.S. pawn — store expenses?: Ezcorp (EZPW) reported U.S. pawn — store expenses of $88.03M in Q2 2026.
How has Ezcorp's U.S. pawn — store expenses changed year-over-year?: Ezcorp's U.S. pawn — store expenses increased by 7.6% year-over-year, from $81.84M to $88.03M.
What does U.S. pawn — store expenses mean?: Includes all direct operating costs required to maintain and staff pawn store locations within the U.S. segment, such as rent, utilities, and store-level payroll. Monitoring these expenses is vital for assessing the operational efficiency of the physical branch network. It helps determine the cost-to-serve ratio for the segment's customer base.