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Ezcorp EZPW Latin American Pawn Segment — Store expenses

Other segment segments

Latin America Pawn
$141.73M+4.8%
U.S. Pawn
$88.03M+7.6%

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingCostsAndExpenses.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands)U.S. PawnLatin America PawnSMGTotal SegmentsCorporate ItemsConsolidated
Jewelry scrap cost of goods sold27,1835,7018,92241,80641,806
Gross profit152,51871,23122,438246,187246,187
Segment and corporate expenses (income):
Store expenses88,03443,63316,026147,693147,693
General and administrative33,99933,999
Depreciation and amortization2,8372,8916356,3633,2879,650
Loss on sale or disposal of assets and other4212525
Interest expense8,3538,353

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's latin american pawn segment — store expenses?
Ezcorp (EZPW) reported latin american pawn segment — store expenses of $43.63M in Q2 2026.
How has Ezcorp's latin american pawn segment — store expenses changed year-over-year?
Ezcorp's latin american pawn segment — store expenses increased by 38.3% year-over-year, from $31.54M to $43.63M.
What does latin american pawn segment — store expenses mean?
This metric captures the direct operating costs associated with maintaining and staffing pawn store locations within the Latin American segment. These expenses typically include store-level payroll, rent, utilities, and security costs necessary to facilitate daily pawn transactions. Tracking these expenses is essential for evaluating the cost-to-serve and operational leverage of the regional store footprint.

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