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Ezcorp EZPW Latin America Pawn — Store expenses

Other segment segments

U.S. Pawn
$88.98M+8.9%
Latin American Pawn Segment
$39.61M+34.5%

Similar metrics at other companies

FCF
FCFSLatin America Pawn — Operating Expenses
$85.31M+29.5%
FCF
FCFSLatin America — Operating Expenses
$80.73M+31.4%
FCF
FCFSLatin America — Pawn loan fees
$76.65M+42.1%
FCF
FCFSLatin America — Pawn loans
$194.12M+45.1%
AT&T logo
TLatin America — Operating Expenses
$1.15B+24.2%
FCF
FCFSLatin America Pawn — Pawn loans
$380.98M+214%

Other financials

Income statement

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Revenue$446.9M+45.9%
Gross profit$260.0M+45.7%
Operating income$67.8M+98.1%
Net income$49.1M+93.4%
EPS (diluted)$0.61+84.8%

Balance sheet

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Cash & equivalents$370.1M-28.1%
Total debt$800.2M-7.3%
Total equity$1.1B+31.5%
Total assets$2.1B+16.2%

Cash flow

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Operating cash flow$48.5M+31.2%
CapEx$10.5M+25.1%
Free cash flow$38.0M+33.0%

Valuation

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Market cap$2B+93.6%

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.6%+3.3pp
Net margin9.9%+2.5pp
FCF margin8.9%+0.2pp

Returns & leverage

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Return on equity14.9%+4.0pp
Debt / equity0.7×-0.3×
Current ratio4.7×+0.7×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingCostsAndExpenses.

The official record: Ezcorp’s 10-K, filed November 13, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ezcorp's latin america pawn — store expenses?
Ezcorp (EZPW) reported latin america pawn — store expenses of $35.43M in Q3 2025.
How has Ezcorp's latin america pawn — store expenses changed year-over-year?
Ezcorp's latin america pawn — store expenses increased by 4.8% year-over-year, from $33.81M to $35.43M.
What is the long-term trend for Ezcorp's latin america pawn — store expenses?
Over 4 years (2021 to 2025), Ezcorp's latin america pawn — store expenses has grown at a 16.3% compound annual growth rate (CAGR), from $77.49M to $141.73M.
What does latin america pawn — store expenses mean?
Represents the total operating costs directly associated with running pawn shop locations within the Latin American segment. This includes payroll, rent, utilities, and other localized overhead necessary to maintain daily retail and lending operations. Monitoring this metric helps assess the operational efficiency and cost structure of the regional store footprint.