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FB Financial FBK (Reversal of) provision for credit losses on unfunded commitments

(Reversal of) provision for credit losses on unfunded commitments at other companies

Renasant logo
RenasantRNST
$3.72M+854%
The Bancorp logo
The BancorpTBBK
-$106K+4.5%
Capital One Financial logo
Capital One FinancialCOF
$519M+72.4%
MFA Financial logo
MFA FinancialMFA
-$241K-266%
Renasant logo
RenasantRNST
$8.08M+70.1%
Imax logo
ImaxIMAX
-$460K-265%

Other financials

Income statement

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Revenue$172.3M+31.9%
Net income$57.5M+46.1%
EPS (diluted)$1.10+31.0%

Balance sheet

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Cash & equivalents$1.2B+45.7%
Total debt$273.4M+19.2%
Total equity$2.0B+23.2%
Total assets$16.5B+25.4%

Cash flow

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Operating cash flow$31.0M+288%
CapEx$1.7M+4.9%
Free cash flow$29.3M+262%

Valuation

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Market cap$2.82B+24.2%
Enterprise value$1.94B+12.8%
P/E20×+2.2×
P/S4.7×-0.1×

Profitability

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Net margin23.4%-3.2pp
FCF margin32.3%+15.7pp

Returns & leverage

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Return on equity7.9%-0.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by FB Financial in its filing.

Tagged under the XBRL concept fbk:UnfundedCommitmentsCreditLossExpenseReversal.

The official record: FB Financial’s 10-Q, filed May 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FB Financial's (reversal of) provision for credit losses on unfunded commitments?
FB Financial (FBK) reported (reversal of) provision for credit losses on unfunded commitments of -$798K in Q1 2026.
How has FB Financial's (reversal of) provision for credit losses on unfunded commitments changed year-over-year?
FB Financial's (reversal of) provision for credit losses on unfunded commitments decreased by 306.7% year-over-year, from $386K to -$798K.
What is the long-term trend for FB Financial's (reversal of) provision for credit losses on unfunded commitments?
Over 2 years (2022 to 2024), FB Financial's (reversal of) provision for credit losses on unfunded commitments has grown at a -45.5% compound annual growth rate (CAGR), from $9.2M to -$2.73M.
What does (reversal of) provision for credit losses on unfunded commitments mean?
This represents the provision or reversal of reserves set aside for potential credit losses on off-balance sheet lending commitments, such as unused lines of credit. It reflects management's assessment of the credit risk associated with the bank's potential future lending obligations. Changes in this metric indicate shifts in the perceived credit quality of the bank's commercial and consumer client base.