What does provision reversal for unfunded commitments mean?

A credit to earnings resulting from a reduction in the reserve required for off-balance sheet lending commitments. This occurs when the estimated risk of future drawdowns or losses on these commitments decreases.

The Bancorp TBBK Provision Reversal For Unfunded Commitments

Provision Reversal For Unfunded Commitments at other companies

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Other financials

Income statement

See full

Revenue$161.3M-8.0%

Net income$60.1M+5.1%

EPS (diluted)$1.41+18.5%

Balance sheet

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Cash & equivalents$67.2M-93.4%

Total debt$483.6M+3,357%

Total equity$697.0M-16.0%

Total assets$9.9B+5.5%

Cash flow

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Operating cash flow$85.2M-9.8%

CapEx$468.0K-38.8%

Free cash flow$84.8M-9.6%

Valuation

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Market cap$2.46B-10.7%

Enterprise value$2.88B+75.1%

P/E10.7×-2.0×

P/S3.6×-1.1×

Profitability

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Gross margin100%—

Net margin33.5%-3.8pp

FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity30.3%+3.8pp

Debt / equity0.7×+0.7×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:ProvisionReversalForUnfundedCommitments.

The official record: The Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Bancorp's provision reversal for unfunded commitments?: The Bancorp (TBBK) reported provision reversal for unfunded commitments of -$106K in Q1 2026.
How has The Bancorp's provision reversal for unfunded commitments changed year-over-year?: The Bancorp's provision reversal for unfunded commitments increased by 4.5% year-over-year, from -$111K to -$106K.
What does provision reversal for unfunded commitments mean?: A credit to earnings resulting from a reduction in the reserve required for off-balance sheet lending commitments. This occurs when the estimated risk of future drawdowns or losses on these commitments decreases.