Skip to content
Screener

First BanCorp FBP Consumer Retail Banking — Card And Processing Income

Other segment segments

Virgin Islands Operations
$1.32M+6.0%
United States Operations
$27K-12.9%
Commercial And Corporate
$24K-89.5%
Mortgage Banking
$0
Treasury And Investments
$0

Similar metrics at other companies

Fifth Third Bank logo
FITBConsumer and Small Business Banking — Card and processing expense
$19M+11.8%
Fifth Third Bank logo
FITBCommercial Banking — Card and processing expense
$29M+867%
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Card fees
$1.15B+3.5%
Lifevantage Corporation logo
LFVNReportable — Credit Card And Banking Processing Fees
$1.28M-25.7%
CNB Financial logo
CCNECard Processing And Interchange Income
$2.8M+23.1%
CNB Financial logo
CCNECard processing and interchange income
$2.8M+23.1%

Other financials

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

See full
Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

See full
Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

See full
Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CardAndProcessingIncome.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

11,141

Item 6.

FAQ

What is First BanCorp's consumer retail banking — card and processing income?
First BanCorp (FBP) reported consumer retail banking — card and processing income of $11.14M in Q2 2026.
How has First BanCorp's consumer retail banking — card and processing income changed year-over-year?
First BanCorp's consumer retail banking — card and processing income increased by 7.4% year-over-year, from $10.38M to $11.14M.
What is the long-term trend for First BanCorp's consumer retail banking — card and processing income?
Over 3 years (2022 to 2025), First BanCorp's consumer retail banking — card and processing income has grown at a 5.4% compound annual growth rate (CAGR), from $35.04M to $41.02M.
What does consumer retail banking — card and processing income mean?
This represents revenue earned from credit and debit card interchange fees, processing services, and related transaction-based activities. It is a critical component of non-interest income that scales with consumer spending and card usage volume.

Ask your AI about First BanCorp's consumer retail banking — card and processing income.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude