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First BanCorp FBP United States Operations — Card And Processing Income

Other segment segments

Consumer Retail Banking
$11.14M+7.4%
Virgin Islands Operations
$1.32M+6.0%
Commercial And Corporate
$24K-89.5%
Mortgage Banking
$0—
Treasury And Investments
$0—

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Other financials

Income statement

See full
Revenue$264.9M+7.3%
Net income$96.2M+19.9%
EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%
Total debt$200.0M-37.5%
Total equity$2.0B+7.1%
Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%
CapEx$5.0M+93.1%
Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%
Enterprise value$4.08B+41.9%
P/E11.9×+1.2×
P/S4.3×+0.9×

Profitability

See full
Net margin36.2%+4.6pp
FCF margin42.8%+0.6pp

Returns & leverage

See full
Return on equity19.5%+1.1pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CardAndProcessingIncome.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:39 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001057706-26-000023

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Item 6.

FAQ

What is First BanCorp's united states operations — card and processing income?
First BanCorp (FBP) reported united states operations — card and processing income of $27K in Q2 2026.
How has First BanCorp's united states operations — card and processing income changed year-over-year?
First BanCorp's united states operations — card and processing income decreased by 12.9% year-over-year, from $31K to $27K.
What is the long-term trend for First BanCorp's united states operations — card and processing income?
Over 2 years (2022 to 2025), First BanCorp's united states operations — card and processing income has grown at a 20.9% compound annual growth rate (CAGR), from $67K to $98K.
What does united states operations — card and processing income mean?
This captures revenue derived from credit and debit card usage, including interchange fees and transaction processing charges. It is a key indicator of the segment's penetration into consumer payment activities.

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