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First BanCorp FBP Virgin Islands Operations — Card And Processing Income

Other segment segments

Consumer Retail Banking
$10.11M+7.0%
Commercial And Corporate
$231K-42.8%
United States Operations
$14K-36.4%
Mortgage Banking
$0—
Treasury And Investments
$0—

Similar metrics at other companies

JPMorgan Chase logo
JPMInterchangeand Merchant Processing — Card income
$9.12B+8.5%
Bank of America logo
BACCard Income, Interchange Fees and Merchant Income — Interchange fees, gross and merchant income
$3.4B+3.0%
F.N.B. Corporation logo
FNBInterchange and card transaction fees
$13M+8.3%
NBT
NBTBCard Services Income
$6.03M+13.4%
First Financial Bancorp logo
FFBCBankcard income
$3.58M+8.2%
Bank of America logo
BACCard Income Interchange Fees — Card income and service charges
$865M-5.6%

Other financials

Income statement

See full
Revenue$258.6M+4.2%
Net income$88.8M+15.2%
EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%
Total debt$380.0M+14.8%
Total equity$2.0B+10.6%
Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%
CapEx$5.2M+248%
Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp
FCF margin44.2%+3.7pp

Returns & leverage

See full
Return on equity19%+0.5pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CardAndProcessingIncome.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's virgin islands operations — card and processing income?
First BanCorp (FBP) reported virgin islands operations — card and processing income of $1.4M in Q1 2026.
How has First BanCorp's virgin islands operations — card and processing income changed year-over-year?
First BanCorp's virgin islands operations — card and processing income decreased by 12.2% year-over-year, from $1.6M to $1.4M.
What is the long-term trend for First BanCorp's virgin islands operations — card and processing income?
Over 3 years (2022 to 2025), First BanCorp's virgin islands operations — card and processing income has grown at a 10.8% compound annual growth rate (CAGR), from $3.81M to $5.18M.
What does virgin islands operations — card and processing income mean?
This metric measures the revenue derived from credit and debit card interchange fees, merchant processing services, and related transaction-based activities. It reflects the volume of electronic payment activity and the segment's penetration in the local retail payments market.