What does mortgage banking — card and processing income mean?

This represents fees and income earned from credit or debit card processing services provided to customers within the mortgage banking segment. It indicates the segment's success in cross-selling payment processing solutions to its mortgage client base.

First BanCorp (FBP) Mortgage Banking — Card And Processing Income

Screener

Other segment segments

Consumer Retail Banking

$11.14M+7.4%

Virgin Islands Operations

$1.32M+6.0%

United States Operations

$27K-12.9%

Commercial And Corporate

$24K-89.5%

Treasury And Investments

$0—

Similar metrics at other companies

FITBCommercial Banking — Card and processing expense

$29M+867%

MVBFMortgage Banking — Data processing and communications

$0—

LFVNReportable — Credit Card And Banking Processing Fees

$1.28M-25.7%

CFFIMortgage Banking — Loan Processing Fee

$360K+56.5%

WSBFMortgage Banking — Loan Processing Fee

$817K0.0%

CCNECard Processing And Interchange Income

$2.8M+23.1%

Other financials

Income statement

See full

Revenue$264.9M+7.3%

Net income$96.2M+19.9%

EPS (diluted)$0.62+24.0%

Balance sheet

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Cash & equivalents$561.3M-23.8%

Total debt$200.0M-37.5%

Total equity$2.0B+7.1%

Total assets$19.2B+1.8%

Cash flow

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Operating cash flow$92.2M-3.4%

CapEx$5.0M+93.1%

Free cash flow$87.2M-6.1%

Valuation

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Market cap$4.44B+34.9%

Enterprise value$4.08B+41.9%

P/E11.9×+1.2×

P/S4.3×+0.9×

Profitability

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Net margin36.2%+4.6pp

FCF margin42.8%+0.6pp

Returns & leverage

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Return on equity19.5%+1.1pp

Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CardAndProcessingIncome.

The source filing: First BanCorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 12:39 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001057706-26-000023

Item 6.

FAQ

What is First BanCorp's mortgage banking — card and processing income?: First BanCorp (FBP) reported mortgage banking — card and processing income of $0 in Q2 2026.
What does mortgage banking — card and processing income mean?: This represents fees and income earned from credit or debit card processing services provided to customers within the mortgage banking segment. It indicates the segment's success in cross-selling payment processing solutions to its mortgage client base.