What does mortgage banking — card and processing income mean?

This represents fees and income earned from credit or debit card processing services provided to customers within the mortgage banking segment. It indicates the segment's success in cross-selling payment processing solutions to its mortgage client base.

First BanCorp FBP Mortgage Banking — Card And Processing Income

Other segment segments

Consumer Retail Banking

$10.11M+7.0%

Virgin Islands Operations

$1.4M-12.2%

Commercial And Corporate

$231K-42.8%

United States Operations

$14K-36.4%

Treasury And Investments

$0—

Similar metrics at other companies

FBKMortgage — Mortgage banking income

$12.25M-1.4%

FBKBanking — Mortgage banking income

$0—

TRMKMortgage Banking Income

$8.93M+1.9%

NBT

NBTBBanking — Card Services Income

$6.03M+13.4%

FBKMortgage banking income — Mortgage banking income, investment services and trust income, service charges on deposit accounts, ATM and interchange fees

$12.25M-1.4%

FITBMortgage Banking Income

$44M-22.8%

Other financials

Income statement

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Revenue$258.6M+4.2%

Net income$88.8M+15.2%

EPS (diluted)$0.57+21.3%

Balance sheet

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Cash & equivalents$550.9M-58.5%

Total debt$380.0M+14.8%

Total equity$2.0B+10.6%

Total assets$19.1B-0.1%

Cash flow

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Operating cash flow$121.1M+11.9%

CapEx$5.2M+248%

Free cash flow$115.9M+8.6%

Valuation

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Market cap$4.06B+5.9%

Profitability

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Net margin35.3%+3.6pp

FCF margin44.2%+3.7pp

Returns & leverage

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Return on equity19%+0.5pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by First BanCorp in its filing.

Tagged under the XBRL concept fbp:CardAndProcessingIncome.

The official record: First BanCorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First BanCorp's mortgage banking — card and processing income?: First BanCorp (FBP) reported mortgage banking — card and processing income of $0 in Q1 2026.
What does mortgage banking — card and processing income mean?: This represents fees and income earned from credit or debit card processing services provided to customers within the mortgage banking segment. It indicates the segment's success in cross-selling payment processing solutions to its mortgage client base.