What is First Capital's gross loans?

First Capital (FCAP) reported gross loans of $664.4M in Q1 2026.

How has First Capital's gross loans changed year-over-year?

First Capital's gross loans increased by 3.3% year-over-year, from $642.94M to $664.4M.

What is the long-term trend for First Capital's gross loans?

Over 4 years (2021 to 2025), First Capital's gross loans has grown at a 7.9% compound annual growth rate (CAGR), from $483.29M to $654.1M.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

First Capital FCAP Gross loans

Gross loans at other companies

Old National BancorpONB

$49.73B+36.6%

German American BancorpGABC

$5.77B+3.6%

Home Federal BancorpHFBL

$478.93M+4.5%

Investar HoldingISTR

$3.07B+45.6%

PCB BancorpPCB

$2.87B+5.4%

Equity BancsharesEQBK

$5.36B+49.6%

Other financials

Income statement

See full

Revenue$13.5M+17.8%

Operating income$5.5M+61.4%

Net income$4.3M+33.8%

EPS (diluted)$1.30+34.0%

Balance sheet

See full

Cash & equivalents$149.6M+475%

Total debt$23.0K—

Total equity$138.0M+15.0%

Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%

CapEx$489.0K+122%

Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%

P/E12.4×+2.3×

P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp

Net margin33.2%+5.6pp

FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp

Debt / equity0×—

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's gross loans?: First Capital (FCAP) reported gross loans of $664.4M in Q1 2026.
How has First Capital's gross loans changed year-over-year?: First Capital's gross loans increased by 3.3% year-over-year, from $642.94M to $664.4M.
What is the long-term trend for First Capital's gross loans?: Over 4 years (2021 to 2025), First Capital's gross loans has grown at a 7.9% compound annual growth rate (CAGR), from $483.29M to $654.1M.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.