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First Capital FCAP Interest-bearing deposits in banks and other financial institutions

Interest-bearing deposits in banks and other financial institutions at other companies

Old National Bancorp logo
Old National BancorpONB
$1.22B+61.4%
German American Bancorp logo
German American BancorpGABC
$500K0.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$16.52M
Investar Holding logo
Investar HoldingISTR
$40.63M+136%
PCB Bancorp logo
PCB BancorpPCB
$242.62M+30.8%
Equity Bancshares logo
Equity BancsharesEQBK
$932K

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositsInBanks.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's interest-bearing deposits in banks and other financial institutions?
First Capital (FCAP) reported interest-bearing deposits in banks and other financial institutions of $127.96M in Q1 2026.
How has First Capital's interest-bearing deposits in banks and other financial institutions changed year-over-year?
First Capital's interest-bearing deposits in banks and other financial institutions increased by 41.2% year-over-year, from $90.6M to $127.96M.
What is the long-term trend for First Capital's interest-bearing deposits in banks and other financial institutions?
Over 5 years (2020 to 2025), First Capital's interest-bearing deposits in banks and other financial institutions has grown at a 77.7% compound annual growth rate (CAGR), from $6.23M to $110.42M.
What does interest-bearing deposits in banks and other financial institutions mean?
These are cash balances held by the company in other financial institutions that generate interest income. This asset class reflects the company's strategy for managing excess cash while maintaining high liquidity. It is a common component of treasury management for large financial services firms.