What is First Capital's loans held for sale?

First Capital (FCAP) reported loans held for sale of $756K in Q1 2026.

How has First Capital's loans held for sale changed year-over-year?

First Capital's loans held for sale increased by 121.7% year-over-year, from $341K to $756K.

What is the long-term trend for First Capital's loans held for sale?

Over 5 years (2020 to 2025), First Capital's loans held for sale has grown at a -28.7% compound annual growth rate (CAGR), from $7.94M to $1.46M.

What does loans held for sale mean?

Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.

First Capital FCAP Loans held for sale

Loans held for sale at other companies

Old National BancorpONB

$56.13M+38.8%

German American BancorpGABC

$15.45M+130%

Home Federal BancorpHFBL

$2.75M+175%

PCB BancorpPCB

$3.6M-70.2%

Equity BancsharesEQBK

$7.63M+2,158%

ECB Bancorp, Inc.ECBK

$0-100%

Other financials

Income statement

See full

Revenue$13.5M+17.8%

Operating income$5.5M+61.4%

Net income$4.3M+33.8%

EPS (diluted)$1.30+34.0%

Balance sheet

See full

Cash & equivalents$149.6M+475%

Total debt$23.0K—

Total equity$138.0M+15.0%

Total assets$1.3B+5.7%

Cash flow

See full

Operating cash flow$6.3M+44.5%

CapEx$489.0K+122%

Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%

P/E12.4×+2.3×

P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp

Net margin33.2%+5.6pp

FCF margin41.1%-1.2pp

Returns & leverage

See full

Return on equity13.5%+2.7pp

Debt / equity0×—

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's loans held for sale?: First Capital (FCAP) reported loans held for sale of $756K in Q1 2026.
How has First Capital's loans held for sale changed year-over-year?: First Capital's loans held for sale increased by 121.7% year-over-year, from $341K to $756K.
What is the long-term trend for First Capital's loans held for sale?: Over 5 years (2020 to 2025), First Capital's loans held for sale has grown at a -28.7% compound annual growth rate (CAGR), from $7.94M to $1.46M.
What does loans held for sale mean?: Originated mortgage loans intended for sale into the secondary market, carried at fair value or lower of cost/market.