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First Capital FCAP Interest-Bearing Deposit Liabilities

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Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's interest-bearing deposit liabilities?
First Capital (FCAP) reported interest-bearing deposit liabilities of $917.99M in Q1 2026.
How has First Capital's interest-bearing deposit liabilities changed year-over-year?
First Capital's interest-bearing deposit liabilities increased by 4.3% year-over-year, from $880.14M to $917.99M.
What is the long-term trend for First Capital's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), First Capital's interest-bearing deposit liabilities has grown at a 6.0% compound annual growth rate (CAGR), from $674.85M to $902.94M.
What does interest-bearing deposit liabilities mean?
This represents the total volume of customer deposits, such as savings accounts, money market accounts, and certificates of deposit, that accrue interest. It is the primary funding source for the bank's lending activities. Monitoring this metric is essential for understanding the bank's cost of funds and interest rate sensitivity.