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First Capital FCAP Proceeds From Sale Of Loans Held For Sale

Proceeds From Sale Of Loans Held For Sale at other companies

German American Bancorp logo
German American BancorpGABC
$53.15M+65.0%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$4.53M+53.1%
Equity Bancshares logo
Equity BancsharesEQBK
$14.98M+241%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$3M
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$6.16M+205%
Kearny Financial logo
Kearny FinancialKRNY
$26.98M+58.1%

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromSaleOfLoansHeldForSale.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's proceeds from sale of loans held for sale?
First Capital (FCAP) reported proceeds from sale of loans held for sale of $9.22M in Q1 2026.
How has First Capital's proceeds from sale of loans held for sale changed year-over-year?
First Capital's proceeds from sale of loans held for sale increased by 91.6% year-over-year, from $4.81M to $9.22M.
What is the long-term trend for First Capital's proceeds from sale of loans held for sale?
Over 2 years (2022 to 2025), First Capital's proceeds from sale of loans held for sale has grown at a -10.3% compound annual growth rate (CAGR), from $51.69M to $41.58M.
What does proceeds from sale of loans held for sale mean?
This represents the total cash inflows received from the sale of mortgage or other loans that were specifically originated or acquired for the purpose of resale in the secondary market. It serves as a key indicator of the bank's mortgage banking activity and its ability to generate liquidity through loan sales. High volume in this metric typically correlates with active mortgage origination operations.