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First Capital FCAP Cash surrender value of life insurance policies

Cash surrender value of life insurance policies at other companies

Magyar Bancorp logo
Magyar BancorpMGYR
$19M-18.5%

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K—
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity0×—

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:CashSurrenderValueOfLifeInsurance.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's cash surrender value of life insurance policies?
First Capital (FCAP) reported cash surrender value of life insurance policies of $9.05M in Q1 2026.
How has First Capital's cash surrender value of life insurance policies changed year-over-year?
First Capital's cash surrender value of life insurance policies decreased by 3.7% year-over-year, from $9.4M to $9.05M.
What is the long-term trend for First Capital's cash surrender value of life insurance policies?
Over 5 years (2020 to 2025), First Capital's cash surrender value of life insurance policies has grown at a 1.2% compound annual growth rate (CAGR), from $8.48M to $8.99M.
What does cash surrender value of life insurance policies mean?
This represents the accumulated cash value of bank-owned life insurance policies on key employees or officers. It serves as a long-term asset that provides tax-advantaged income and helps offset the costs of employee benefit programs. The growth of this asset reflects the bank's investment in long-term corporate-owned insurance vehicles.