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First Capital FCAP Retained Earnings

Retained Earnings at other companies

Old National BancorpONB

$2.58B+25.3%

German American BancorpGABC

$604.52M+17.8%

Home Federal BancorpHFBL

$15.84M+5.5%

Investar HoldingISTR

$160.49M+16.1%

PCB BancorpPCB

$193.92M+17.1%

Equity BancsharesEQBK

$218.53M+5.4%

Other financials

Income statement

Revenue$13.5M+17.8%

Operating income$5.5M+61.4%

Net income$4.3M+33.8%

EPS (diluted)$1.30+34.0%

Balance sheet

Cash & equivalents$149.6M+475%

Total debt$23.0K—

Total equity$138.0M+15.0%

Total assets$1.3B+5.7%

Cash flow

Operating cash flow$6.3M+44.5%

CapEx$489.0K+122%

Free cash flow$5.9M+40.4%

Valuation

Market cap$216.42M+62.9%

P/E12.4×+2.3×

P/S4.1×+1.2×

Profitability

Operating margin40.9%+5.2pp

Net margin33.2%+5.6pp

FCF margin41.1%-1.2pp

Returns & leverage

Return on equity13.5%+2.7pp

Debt / equity0×—

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:RetainedEarningsAccumulatedDeficit.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's retained earnings?: First Capital (FCAP) reported retained earnings of $120.93M in Q1 2026.
How has First Capital's retained earnings changed year-over-year?: First Capital's retained earnings increased by 12.4% year-over-year, from $107.55M to $120.93M.
What is the long-term trend for First Capital's retained earnings?: Over 5 years (2020 to 2025), First Capital's retained earnings has grown at a 10.3% compound annual growth rate (CAGR), from $72.16M to $117.64M.
What does retained earnings mean?: Cumulative net income earned since inception minus all dividends paid — the total profits reinvested in the business over its lifetime.