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First Capital FCAP Return on assets

Return on assets at other companies

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Old National BancorpONB
1.2%+0.1pp
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German American BancorpGABC
1.6%+0.6pp
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Home Federal BancorpHFBL
0.9%+0.4pp
Investar Holding logo
Investar HoldingISTR
0.9%+0.1pp
PCB Bancorp logo
PCB BancorpPCB
1.2%+0.3pp
Equity Bancshares logo
Equity BancsharesEQBK
0.4%-0.8pp

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Calculated from First Capital’s reported figures.

Based on trailing twelve months.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's return on assets?
First Capital (FCAP) reported return on assets of 1.4% in Q1 2026.
How has First Capital's return on assets changed year-over-year?
First Capital's return on assets increased by 35.6% year-over-year, from 1% to 1.4%.
What is the long-term trend for First Capital's return on assets?
Over 3 years (2022 to 2025), First Capital's return on assets has grown at a 8.9% compound annual growth rate (CAGR), from 1% to 1.3%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.