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First Capital FCAP Total Interest Expense

Total Interest Expense at other companies

Old National Bancorp logo
Old National BancorpONB
$233.33M+22.5%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$2.53M-5.3%
PCB Bancorp logo
PCB BancorpPCB
$21.48M-4.8%
Equity Bancshares logo
Equity BancsharesEQBK
$30.48M+57.3%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
$5.12M-1.6%
Timberland Bancorp logo
Timberland BancorpTSBK
$7.51M+0.8%

Other financials

Income statement

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Revenue$13.5M+17.8%
Operating income$5.5M+61.4%
Net income$4.3M+33.8%
EPS (diluted)$1.30+34.0%

Balance sheet

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Cash & equivalents$149.6M+475%
Total debt$23.0K
Total equity$138.0M+15.0%
Total assets$1.3B+5.7%

Cash flow

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Operating cash flow$6.3M+44.5%
CapEx$489.0K+122%
Free cash flow$5.9M+40.4%

Valuation

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Market cap$216.42M+62.9%
P/E12.4×+2.3×
P/S4.1×+1.2×

Profitability

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Operating margin40.9%+5.2pp
Net margin33.2%+5.6pp
FCF margin41.1%-1.2pp

Returns & leverage

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Return on equity13.5%+2.7pp
Debt / equity

Where this comes from

Reported directly by First Capital in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: First Capital’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Capital's total interest expense?
First Capital (FCAP) reported total interest expense of $3.51M in Q1 2026.
How has First Capital's total interest expense changed year-over-year?
First Capital's total interest expense decreased by 6.9% year-over-year, from $3.77M to $3.51M.
What is the long-term trend for First Capital's total interest expense?
Over 3 years (2022 to 2025), First Capital's total interest expense has grown at a 109.7% compound annual growth rate (CAGR), from $1.59M to $14.7M.
What does total interest expense mean?
Represents the aggregate cost incurred by the financial institution on interest-bearing liabilities, including customer deposits and wholesale borrowings. This metric reflects the bank's cost of funding and is a primary driver of net interest margin performance.