First Commonwealth Financial FCF Earnings on Bank Owned Life Insurance

Earnings on Bank Owned Life Insurance at other companies

Peoples BancorpPEBO

$1.14M+8.2%

RenasantRNST

$3.69M+25.9%

Central Pacific FinancialCPF

$399K-19.7%

Heritage FinancialHFWA

$1.12M+21.9%

Amerant BancorpAMTB

$2.56M+4.7%

SBC

Seacoast Banking Corporation of FloridaSBCF

$2.62M+6.0%

Questions, answered.

What is First Commonwealth Financial's earnings on bank owned life insurance?

First Commonwealth Financial (FCF) reported earnings on bank owned life insurance of $1.68M in Q4 2025.

How has First Commonwealth Financial's earnings on bank owned life insurance changed year-over-year?

First Commonwealth Financial's earnings on bank owned life insurance increased by 25.7% year-over-year, from $1.34M to $1.68M.

What is the long-term trend for First Commonwealth Financial's earnings on bank owned life insurance?

Over 4 years (2021 to 2025), First Commonwealth Financial's earnings on bank owned life insurance has grown at a 2.5% compound annual growth rate (CAGR), from $6.11M to $6.73M.

What does earnings on bank owned life insurance mean?

This represents the income generated from the cash surrender value growth of life insurance policies held by the bank on its employees or executives. It serves as a tax-advantaged component of non-interest income that supports long-term benefit obligations. Tracking this helps evaluate the performance of the bank's internal asset management and insurance-based investment strategies.