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First Commonwealth Financial FCF Average cash balances held with the Federal Reserve Bank

Average cash balances held with the Federal Reserve Bank at other companies

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Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.08B+28.8%
Enterprise value$1.94B+4.1%
P/E13.2×+1.5×
P/S3.9×+0.5×

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept fcf:AverageBalancesWithFederalReserveBank.

The official record: First Commonwealth Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's average cash balances held with the federal reserve bank?
First Commonwealth Financial (FCF) reported average cash balances held with the federal reserve bank of $44.6M in Q4 2025.
How has First Commonwealth Financial's average cash balances held with the federal reserve bank changed year-over-year?
First Commonwealth Financial's average cash balances held with the federal reserve bank decreased by 71.6% year-over-year, from $157.1M to $44.6M.
What is the long-term trend for First Commonwealth Financial's average cash balances held with the federal reserve bank?
Over 5 years (2020 to 2025), First Commonwealth Financial's average cash balances held with the federal reserve bank has grown at a -23.8% compound annual growth rate (CAGR), from $173.2M to $44.6M.
What does average cash balances held with the federal reserve bank mean?
This measures the average daily cash balance maintained by the bank at the Federal Reserve. It serves as a critical indicator of the institution's liquidity position and its compliance with regulatory reserve requirements.