Balances held at the central banks and other financial institutions
U.S. Bancorp Balances held at the central banks and other financial institutions decreased by 16.5% to $40.4B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.5%, from $48.4B to $40.4B. Over 5 years (FY 2020 to FY 2025), Balances held at the central banks and other financial institutions shows a downward trend with a -6.1% CAGR.
Analysis
How to read this metric
An increase suggests high liquidity or a lack of immediate lending opportunities, while a decrease may indicate active deployment of capital into loans or investments.
Detailed definition
This represents the total cash and cash equivalents deposited by the bank with central banks, such as the Federal Reserv...
Peer comparison
Standard across all commercial banks; peers typically maintain levels consistent with regulatory requirements and interest rate environments.
other_balances_held_at_central_banks_and_other_financial_cbb5c8Historical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $23B | $41.6B | $49.5B | $48.4B | $40.4B |
| QoQ Change | — | +80.9% | +19.0% | -2.2% | -16.5% |
| YoY Change | — | +80.9% | +19.0% | -2.2% | -16.5% |
Balances held at the central banks and other financial institutions at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's balances held at the central banks and other financial institutions?
- U.S. Bancorp (USB) reported balances held at the central banks and other financial institutions of $40.4B in Q4 2025.
- How has U.S. Bancorp's balances held at the central banks and other financial institutions changed year-over-year?
- U.S. Bancorp's balances held at the central banks and other financial institutions decreased by 16.5% year-over-year, from $48.4B to $40.4B.
- What is the long-term trend for U.S. Bancorp's balances held at the central banks and other financial institutions?
- Over 5 years (2020 to 2025), U.S. Bancorp's balances held at the central banks and other financial institutions has grown at a -6.1% compound annual growth rate (CAGR), from $55.4B to $40.4B.
- What does balances held at the central banks and other financial institutions mean?
- The amount of cash the bank keeps on deposit with central banks and other financial institutions.