Other

Balances held at the central banks and other financial institutions

U.S. Bancorp Balances held at the central banks and other financial institutions decreased by 16.5% to $40.40B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 16.5%, from $48.40B to $40.40B. Over 5 years (FY 2020 to FY 2025), Balances held at the central banks and other financial institutions shows a downward trend with a -6.1% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ4 2019
Last reportedQ4 2025

How to read this metric

An increase suggests high liquidity or a lack of immediate lending opportunities, while a decrease may indicate active deployment of capital into loans or investments.

Detailed definition

This represents the total cash and cash equivalents deposited by the bank with central banks, such as the Federal Reserv...

Peer comparison

Standard across all commercial banks; peers typically maintain levels consistent with regulatory requirements and interest rate environments.

Metric ID: other_balances_held_at_central_banks_and_other_financial_cbb5c8

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$23.00B$41.60B$49.50B$48.40B$40.40B
QoQ Change—+80.9%+19.0%-2.2%-16.5%
YoY Change—+80.9%+19.0%-2.2%-16.5%
Range$23.00B – $49.50B
CAGR+75.7%
Avg YoY Growth+20.3%
Median YoY Growth+8.4%
Current Streak2 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's balances held at the central banks and other financial institutions?
U.S. Bancorp (USB) reported balances held at the central banks and other financial institutions of $40.40B in Q4 2025.
How has U.S. Bancorp's balances held at the central banks and other financial institutions changed year-over-year?
U.S. Bancorp's balances held at the central banks and other financial institutions decreased by 16.5% year-over-year, from $48.40B to $40.40B.
What is the long-term trend for U.S. Bancorp's balances held at the central banks and other financial institutions?
Over 5 years (2020 to 2025), U.S. Bancorp's balances held at the central banks and other financial institutions has grown at a -6.1% compound annual growth rate (CAGR), from $55.40B to $40.40B.
What does balances held at the central banks and other financial institutions mean?
The amount of cash the bank keeps on deposit with central banks and other financial institutions.