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First Commonwealth Financial FCF Non Interest Income Interchange

Non Interest Income Interchange at other companies

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Independent Bank CorporationIBCP
$3.23M+3.4%
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$1.51M+6.0%
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$186K-13.1%
SBC
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$2.07M+14.4%
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$1.7M+7.7%
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Atlantic Union BanksharesAUB
$3.33M+12.8%

Other financials

Income statement

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Revenue$133.6M+13.2%
Net income$37.5M+14.8%
EPS (diluted)$0.37+15.6%

Balance sheet

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Cash & equivalents$342.9M+143%
Total debt$199.7M-48.6%
Total equity$1.6B+7.3%
Total assets$12.3B+4.0%

Cash flow

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Operating cash flow$86.8M+55.4%
CapEx$4.0M+3.5%
Free cash flow$42.9M+50.5%

Valuation

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Market cap$2.05B+27.2%
Enterprise value$1.91B+2.6%
P/E13.1×+1.3×
P/S3.8×+0.4×

Profitability

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Net margin29.2%+0.5pp
FCF margin32.8%+9.0pp

Returns & leverage

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Return on equity10.5%+0.6pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by First Commonwealth Financial in its filing.

Tagged under the XBRL concept fcf:NonInterestIncomeInterchange.

The official record: First Commonwealth Financial’s 10-K, filed March 2, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Commonwealth Financial's non interest income interchange?
First Commonwealth Financial (FCF) reported non interest income interchange of $3.9M in Q4 2025.
How has First Commonwealth Financial's non interest income interchange changed year-over-year?
First Commonwealth Financial's non interest income interchange decreased by 28.7% year-over-year, from $5.47M to $3.9M.
What is the long-term trend for First Commonwealth Financial's non interest income interchange?
Over 4 years (2021 to 2025), First Commonwealth Financial's non interest income interchange has grown at a -13.6% compound annual growth rate (CAGR), from $27.95M to $15.61M.
What does non interest income interchange mean?
This represents the revenue earned from interchange fees collected when customers use debit or credit cards for transactions. It is a critical component of non-interest income that scales with the volume and frequency of electronic payment activity within the bank's customer base.