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Debt-to-assets at other companies

Regions Financial logo
Regions FinancialRF
0.1×0.0×
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
0.7×0.0×
Ladder Capital logo
Ladder CapitalLADR
0.0×
Capital One Financial logo
Capital One FinancialCOF
0.1×0.0×
First Citizens BancShares logo
First Citizens BancSharesFCNCA
0.1×0.0×
Ally Financial logo
Ally FinancialALLY
0.1×0.0×

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Calculated from FirstCash Holdings’s reported figures.

Based on the most recent quarter.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's debt-to-assets?
FirstCash Holdings (FCFS) reported debt-to-assets of 0.4× in Q1 2026.
How has FirstCash Holdings's debt-to-assets changed year-over-year?
FirstCash Holdings's debt-to-assets decreased by 17.2% year-over-year, from 0.5× to 0.4×.
What is the long-term trend for FirstCash Holdings's debt-to-assets?
Over 5 years (2020 to 2025), FirstCash Holdings's debt-to-assets has grown at a -0.0% compound annual growth rate (CAGR), from 0.4× to 0.4×.
What does debt-to-assets mean?
What fraction of everything the company owns is funded by debt.
How do you interpret debt-to-assets?
A lower ratio indicates a more conservatively financed balance sheet. Rising debt-to-assets over time signals increasing financial risk.
How does debt-to-assets compare across companies?
Comparable within an industry; bounded between 0 and 1 for most non-financials, which makes cross-company reads cleaner than debt-to-equity.