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FirstCash Holdings FCFS Interest coverage

Interest coverage at other companies

Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM
+0.8×
Ladder Capital logo
Ladder CapitalLADR
1.3×-0.2×
Capital One Financial logo
Capital One FinancialCOF
1.2×-0.2×
First Citizens BancShares logo
First Citizens BancSharesFCNCA
1.6×0.0×
Fidelity National Information Services logo
Fidelity National Information ServicesFIS
3.6×-1.2×
Corpay logo
CorpayCPAY
5.2×+0.6×

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Calculated from FirstCash Holdings’s reported figures.

Based on trailing twelve months.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's interest coverage?
FirstCash Holdings (FCFS) reported interest coverage of 4.8× in Q1 2026.
How has FirstCash Holdings's interest coverage changed year-over-year?
FirstCash Holdings's interest coverage increased by 6.3% year-over-year, from 4.5× to 4.8×.
What is the long-term trend for FirstCash Holdings's interest coverage?
Over 5 years (2020 to 2025), FirstCash Holdings's interest coverage has grown at a -4.5% compound annual growth rate (CAGR), from 5.9× to 4.7×.
What does interest coverage mean?
How many times the company's operating profit covers its interest bill.
How do you interpret interest coverage?
Higher is safer; below ~2× is a warning that earnings provide little cushion against the debt burden. Debt-free companies have no interest expense and the ratio is left blank.
How does interest coverage compare across companies?
Comparable across leveraged non-financials; less relevant for net-cash companies with negligible interest.