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FirstCash Holdings FCFS Provision for lease losses

Provision for lease losses at other companies

Gaming and Leisure Properties logo
Gaming and Leisure PropertiesGLPI
$2.17M-76.7%
Insulet logo
InsuletPODD
$1.35M+2,800%
Ally Financial logo
Ally FinancialALLY
-$22M-103%
PNC Financial Services logo
PNC Financial ServicesPNC
$210M-4.1%
Ally Financial logo
Ally FinancialALLY
$13M-88.6%
Old Dominion Freight Line logo
Old Dominion Freight LineODFL
$4.41M+2.7%

Other financials

Income statement

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Revenue$1.1B+25.7%
Gross profit$773.6M+26.3%
Net income$107.7M+28.8%
EPS (diluted)$2.43+29.9%

Balance sheet

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Cash & equivalents$130.7M-10.5%
Total debt$2.0B+0.3%
Total equity$2.3B+11.6%
Total assets$5.4B+21.1%

Cash flow

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Operating cash flow$153.6M+21.3%
CapEx$13.7M-19.5%
Free cash flow$132.8M+12.6%

Valuation

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Market cap$9.95B+53.5%
Enterprise value$11.86B+39.9%
P/E28.1×+5.0×
P/S2.6×+0.7×

Profitability

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Gross margin72.6%-0.5pp
Net margin9.1%+0.9pp
FCF margin14.5%+0.6pp

Returns & leverage

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Return on equity16.3%+2.6pp
Debt / equity0.9×-0.1×
Current ratio4.8×+0.4×

Where this comes from

Reported directly by FirstCash Holdings in its filing.

Tagged under the XBRL concept fcfs:NonCashPortionOfLeaseLossesProvision.

The official record: FirstCash Holdings’s 10-Q, filed April 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is FirstCash Holdings's provision for lease losses?
FirstCash Holdings (FCFS) reported provision for lease losses of $29.74M in Q1 2026.
How has FirstCash Holdings's provision for lease losses changed year-over-year?
FirstCash Holdings's provision for lease losses increased by 7.9% year-over-year, from $27.56M to $29.74M.
What is the long-term trend for FirstCash Holdings's provision for lease losses?
Over 4 years (2021 to 2025), FirstCash Holdings's provision for lease losses has grown at a 116.9% compound annual growth rate (CAGR), from $5.44M to $120.36M.
What does provision for lease losses mean?
An accounting estimate of the portion of lease payments that customers are unlikely to pay.
How do you interpret provision for lease losses?
An increase suggests deteriorating credit quality in the lease portfolio, potentially signaling higher future default risks.
How does provision for lease losses compare across companies?
Standard for financial services and retail companies offering consumer credit or leasing.