FirstCash Holdings FCFS Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Gross margin | 72.6%+0.1pp | 72.5%-0.2pp | 72.7%-0.1pp | 72.8%-0.4pp | 73.1%0.0pp | |
| Net margin | 9.1%+0.1pp | 9%+0.1pp | 8.9%+0.3pp | 8.6%+0.3pp | 8.3%+0.7pp | |
| Returns | ||||||
| Return on equity | 16.3%+1.0pp | 15.3%+0.5pp | 14.8%+0.6pp | 14.2%+0.5pp | 13.7%+0.9pp | |
| Return on invested capital | 11%+0.6pp | 10.4%+1.2pp | 9.2%+0.1pp | 9.1%-0.3pp | 9.4%+0.6pp | |
| Efficiency | ||||||
| Asset turnover | 0.8×0.0× | 0.7×0.0× | 0.7×0.0× | 0.8×0.0× | 0.8×0.0× | |
| Liquidity | ||||||
| Current ratio | 4.8×+0.2× | 4.6×-0.4× | 5×+0.8× | 4.2×-0.2× | 4.4×+0.3× | |
| Leverage | ||||||
| Debt-to-equity | 0.9×0.0× | 0.9×-0.3× | 1.2×+0.1× | 1.1×+0.1× | 1×0.0× | |
| Net debt / EBITDA | 2.6×-0.1× | 2.8×-1.1× | 3.9×+0.2× | 3.7×+0.5× | 3.2×-0.2× | |
| Valuation | ||||||
| Market capitalization | $8.27B+17.6% | $7.03B+0.1% | $7.03B+21.4% | $5.79B+7.5% | $5.39B+16.2% | |
| Price / earnings | 23.3×+2.0× | 21.3×-1.4× | 22.7×+2.8× | 19.8×+0.7× | 19.2×+1.2× | |
| Price / sales | 2.1×+0.2× | 1.9×-0.1× | 2×+0.3× | 1.7×+0.1× | 1.6×+0.2× | |
| Price / book | 3.6×+0.5× | 3.1×-0.1× | 3.2×+0.5× | 2.7×+0.1× | 2.6×+0.4× | |
| EV / EBITDA | 14×+0.9× | 13.1×-1.8× | 14.9×+1.6× | 13.4×+0.9× | 12.5×+0.7× | |
| Dividend yield | 0.9%-0.1pp | 1%0.0pp | 1%-0.2pp | 1.2%-0.1pp | 1.2%-0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do FirstCash Holdings's ratios come from?
- Every ratio is computed from FirstCash Holdings's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
