When did First Citizens BancShares report Q4 2024 earnings?

First Citizens BancShares (FCNCA) reported Q4 2024 earnings on January 24, 2025 before market open.

What were First Citizens BancShares's Q4 2024 revenue and EPS?

First Citizens BancShares reported revenue of $2.4B and diluted EPS of $45.10 for Q4 2024.

Did First Citizens BancShares beat estimates in Q4 2024?

Revenue beat the consensus estimate of $2.2B by $155.9M. EPS beat the consensus estimate of $39.32 by $5.78.

Where can I find First Citizens BancShares's Q4 2024 SEC filings?

You can read the 10-K periodic report (0000798941-25-000010) directly on SEC EDGAR. The filing index links above go to sec.gov.

First Citizens BancShares FCNCA Q4 2024 Annual earnings

Reported January 24, 2025 · Before market open

Revenue$2.4BBeat by $155.9M Diluted EPS$45.10Beat by $5.78

Revenue estimate$2.2B

EPS estimate$39.32

Next report

Jul 23, 2026 (In 1 week)

Revenue estimate$2.2B

EPS estimate$40.64

Financials

Q4 2024

Income statement

See full

Revenue$2.4B-1.9%

Net income$700.0M+36.2%

EPS (diluted)$49.15+43.2%

Balance sheet

See full

Cash & equivalents$814.0M-10.4%

Total debt$37.8B-2.0%

Total equity$22.2B+4.6%

Total assets$223.72B+4.7%

Cash flow

See full

Operating cash flow$1.1B+24.2%

CapEx$128.0M-38.5%

Free cash flow$991.0M+43.0%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$29.56B+43.4%

Enterprise value$66.54B+14.2%

P/E10.6×+8.8×

P/S3×+1.9×

Profitability

See full

Net margin28.5%-32.6pp

FCF margin26.2%+14.2pp

Returns & leverage

See full

Return on equity12.8%-61.4pp

Debt / equity1.7×-0.1×

Segments

By product

See full

Lending-related fees$68.0M—

Deposit fees and service charges$58.0M—

Client investment fees$54.0M+5.9%

Wealth management services$54.0M+12.5%

Cardholder services, net$41.0M+13.9%

By segment

See full

Commercial Bank$3.2B—

General Bank$943.0M—

Rail$173.0M+14.6%

Versus estimates

Revenue

Q1 2026$2.2BBeat by $70.3M Q4 2025$2.4BBeat by $173.9M Q3 2025$2.4BBeat by $213.3M Q2 2025$2.4BBeat by $190.0M Q1 2025$2.3BBeat by $105.6M

Q4 2024$2.4BBeat by $155.9M

Diluted EPS

Q1 2026$44.86Beat by $5.84 Q4 2025$0.51Beat by $0.07 Q3 2025$44.62Beat by $2.75 Q2 2025$44.78Beat by $5.07 Q1 2025$37.79Miss by $0.12

Q4 2024$45.10Beat by $5.78

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Questions, answered.

When did First Citizens BancShares report Q4 2024 earnings?: First Citizens BancShares (FCNCA) reported Q4 2024 earnings on January 24, 2025 before market open.
What were First Citizens BancShares's Q4 2024 revenue and EPS?: First Citizens BancShares reported revenue of $2.4B and diluted EPS of $45.10 for Q4 2024.
Did First Citizens BancShares beat estimates in Q4 2024?: Revenue beat the consensus estimate of $2.2B by $155.9M. EPS beat the consensus estimate of $39.32 by $5.78.
Where can I find First Citizens BancShares's Q4 2024 SEC filings?: You can read the 10-K periodic report (0000798941-25-000010) directly on SEC EDGAR. The filing index links above go to sec.gov.