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First Citizens BancShares FCNCA Commercial Bank — Pre-Tax Income

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Other financials

Income statement

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Revenue$2.3B+0.7%
Net income$534.0M+10.6%
EPS (diluted)$42.63+23.7%

Balance sheet

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Cash & equivalents$1.1B+33.0%
Total debt$34.5B-12.0%
Total equity$22.0B-1.1%
Total assets$235.96B+3.1%

Cash flow

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Operating cash flow$172.0M+75.5%
CapEx$141.0M+36.9%
Free cash flow$31.0M+720%

Valuation

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Market cap$24.11B-7.3%
Enterprise value$57.55B-10.3%
P/E10.7×-0.2×
P/S2.5×-0.2×

Profitability

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Net margin23.6%-2.7pp
FCF margin23.5%+0.8pp

Returns & leverage

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Return on equity10.2%-1.3pp
Debt / equity1.6×-0.2×

Where this comes from

Reported directly by First Citizens BancShares in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: First Citizens BancShares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Citizens BancShares's commercial bank — pre-tax income?
First Citizens BancShares (FCNCA) reported commercial bank — pre-tax income of $386M in Q1 2026.
How has First Citizens BancShares's commercial bank — pre-tax income changed year-over-year?
First Citizens BancShares's commercial bank — pre-tax income increased by 37.4% year-over-year, from $281M to $386M.
What is the long-term trend for First Citizens BancShares's commercial bank — pre-tax income?
Over 3 years (2022 to 2025), First Citizens BancShares's commercial bank — pre-tax income has grown at a 41.5% compound annual growth rate (CAGR), from $536M to $1.52B.
What does commercial bank — pre-tax income mean?
The total profit generated by the commercial banking segment after all operating expenses and credit loss provisions are deducted, but before accounting for income tax obligations. This metric isolates the operational profitability of the segment.