Business Segments · Pre-Tax Income

Commercial Bank — Pre-Tax Income

First Citizens BancShares Commercial Bank — Pre-Tax Income decreased by 64.1% to $386.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 37.4%, from $281.00M to $386.00M. Over 3 years (FY 2022 to FY 2025), Commercial Bank — Pre-Tax Income shows an upward trend with a 41.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toPre-Tax Income

How to read this metric

Higher values indicate stronger segment profitability and operational performance.

Detailed definition

The total profit generated by the commercial banking segment after all operating expenses and credit loss provisions are...

Peer comparison

Used to compare the core earnings power of commercial banking divisions across different financial institutions.

Metric ID: fcnca_segment_commercial_bank_income_before_income_taxes

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$134.00M$134.00M$134.00M$134.00M$118.00M$27.00M$51.00M$621.00M$160.00M$161.00M$165.00M$1.18B$281.00M$137.00M$24.00M$1.08B$386.00M
QoQ Change+0.0%+0.0%+0.0%-11.9%-77.1%+88.9%>999%-74.2%+0.6%+2.5%+613.9%-76.1%-51.2%-82.5%>999%-64.1%
YoY Change-11.9%-79.9%-61.9%+363.4%+35.6%+496.3%+223.5%+89.7%+75.6%-14.9%-85.5%-8.7%+37.4%
Range$24.00M$1.18B
CAGR+30.3%
Avg YoY Growth+81.4%
Median YoY Growth+35.6%

Frequently Asked Questions

What is First Citizens BancShares's commercial bank — pre-tax income?
First Citizens BancShares (FCNCA) reported commercial bank — pre-tax income of $386.00M in Q1 2026.
How has First Citizens BancShares's commercial bank — pre-tax income changed year-over-year?
First Citizens BancShares's commercial bank — pre-tax income increased by 37.4% year-over-year, from $281.00M to $386.00M.
What is the long-term trend for First Citizens BancShares's commercial bank — pre-tax income?
Over 3 years (2022 to 2025), First Citizens BancShares's commercial bank — pre-tax income has grown at a 41.5% compound annual growth rate (CAGR), from $536.00M to $1.52B.
What does commercial bank — pre-tax income mean?
The pre-tax profit generated by the commercial banking business segment.