Discontinued — last reported Q1 '26

Business Segments · Income before income tax expense

Commercial Banking — Income before income tax expense

Citizens Financial Group Commercial Banking — Income before income tax expense increased by 12.6% to $321.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 27.4%, from $252.00M to $321.00M. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Income before income tax expense shows a downward trend with a -5.0% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2019
Last reportedQ1 2026
Rolls up toPre-Tax Income

How to read this metric

An increase indicates improved operational efficiency or higher revenue generation within the commercial segment, while a decrease suggests rising costs or declining business volume.

Detailed definition

This metric represents the pre-tax profitability of the commercial banking segment before accounting for income tax obli...

Peer comparison

Standard across all bank holding companies as 'Pre-tax Income' for specific business segments.

Metric ID: cfg_segment_commercial_banking_income_before_income_tax_expense

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$337.00M$355.00M$431.00M$345.00M$437.00M$435.00M$462.00M$420.00M$405.00M$348.00M$358.00M$343.00M$335.00M$294.00M$292.00M$252.00M$270.00M$323.00M$285.00M$321.00M
QoQ Change+5.3%+21.4%-20.0%+26.7%-0.5%+6.2%-9.1%-3.6%-14.1%+2.9%-4.2%-2.3%-12.2%-0.7%-13.7%+7.1%+19.6%-11.8%+12.6%
YoY Change+29.7%+22.5%+7.2%+21.7%-7.3%-20.0%-22.5%-18.3%-17.3%-15.5%-18.4%-26.5%-19.4%+9.9%-2.4%+27.4%
Range$252.00M$462.00M
CAGR-1.0%
Avg YoY Growth-3.1%
Median YoY Growth-11.4%

Frequently Asked Questions

What is Citizens Financial Group's commercial banking — income before income tax expense?
Citizens Financial Group (CFG) reported commercial banking — income before income tax expense of $321.00M in Q1 2026.
How has Citizens Financial Group's commercial banking — income before income tax expense changed year-over-year?
Citizens Financial Group's commercial banking — income before income tax expense increased by 27.4% year-over-year, from $252.00M to $321.00M.
What is the long-term trend for Citizens Financial Group's commercial banking — income before income tax expense?
Over 4 years (2021 to 2025), Citizens Financial Group's commercial banking — income before income tax expense has grown at a -5.0% compound annual growth rate (CAGR), from $1.39B to $1.13B.
What does commercial banking — income before income tax expense mean?
The total profit generated by the commercial banking segment before paying income taxes.