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First Citizens BancShares FCNCA General Bank — Pre-Tax Income

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Other financials

Income statement

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Revenue$2.3B+0.7%
Net income$534.0M+10.6%
EPS (diluted)$42.63+23.7%

Balance sheet

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Cash & equivalents$1.1B+33.0%
Total debt$34.5B-12.0%
Total equity$22.0B-1.1%
Total assets$235.96B+3.1%

Cash flow

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Operating cash flow$172.0M+75.5%
CapEx$141.0M+36.9%
Free cash flow$31.0M+720%

Valuation

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Market cap$24.11B-7.3%
Enterprise value$57.55B-10.3%
P/E10.7×-0.2×
P/S2.5×-0.2×

Profitability

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Net margin23.6%-2.7pp
FCF margin23.5%+0.8pp

Returns & leverage

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Return on equity10.2%-1.3pp
Debt / equity1.6×-0.2×

Where this comes from

Reported directly by First Citizens BancShares in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The official record: First Citizens BancShares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is First Citizens BancShares's general bank — pre-tax income?
First Citizens BancShares (FCNCA) reported general bank — pre-tax income of $368M in Q1 2026.
How has First Citizens BancShares's general bank — pre-tax income changed year-over-year?
First Citizens BancShares's general bank — pre-tax income increased by 7.9% year-over-year, from $341M to $368M.
What is the long-term trend for First Citizens BancShares's general bank — pre-tax income?
Over 3 years (2022 to 2025), First Citizens BancShares's general bank — pre-tax income has grown at a 22.6% compound annual growth rate (CAGR), from $844M to $1.56B.
What does general bank — pre-tax income mean?
The total profit generated by the banking segment after all operating expenses and credit provisions are deducted, but before the application of corporate income taxes. This serves as a primary measure of the segment's core operational profitability.