Merchant services, net — Noninterest income
First Citizens BancShares Merchant services, net — Noninterest income remained flat by 0.0% to $13.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7.1%, from $14.00M to $13.00M. Over 4 years (FY 2021 to FY 2025), Merchant services, net — Noninterest income shows an upward trend with a 12.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the bank's merchant client base or higher transaction volumes processed, while a decrease may signal increased competition or a decline in client payment activity.
Detailed definition
This metric represents the net noninterest income generated from merchant services, which includes fees earned from proc...
Peer comparison
Comparable to merchant processing fees or card services revenue reported by other regional and national banking institutions.
fcnca_segment_merchant_services_net_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.00M | $9.00M | $7.00M | $10.00M | $9.00M | $8.00M | $8.00M | $10.00M | $14.00M | $12.00M | $12.00M | $12.00M | $12.00M | $12.00M | $13.00M | $14.00M | $13.00M | $12.00M | $13.00M | $13.00M |
| QoQ Change | — | +12.5% | -22.2% | +42.9% | -10.0% | -11.1% | +0.0% | +25.0% | +40.0% | -14.3% | +0.0% | +0.0% | +0.0% | +0.0% | +8.3% | +7.7% | -7.1% | -7.7% | +8.3% | +0.0% |
| YoY Change | — | — | — | — | +12.5% | -11.1% | +14.3% | +0.0% | +55.6% | +50.0% | +50.0% | +20.0% | -14.3% | +0.0% | +8.3% | +16.7% | +8.3% | +0.0% | +0.0% | -7.1% |
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Frequently Asked Questions
- What is First Citizens BancShares's merchant services, net — noninterest income?
- First Citizens BancShares (FCNCA) reported merchant services, net — noninterest income of $13.00M in Q1 2026.
- How has First Citizens BancShares's merchant services, net — noninterest income changed year-over-year?
- First Citizens BancShares's merchant services, net — noninterest income decreased by 7.1% year-over-year, from $14.00M to $13.00M.
- What is the long-term trend for First Citizens BancShares's merchant services, net — noninterest income?
- Over 4 years (2021 to 2025), First Citizens BancShares's merchant services, net — noninterest income has grown at a 12.0% compound annual growth rate (CAGR), from $33.00M to $52.00M.
- What does merchant services, net — noninterest income mean?
- The net revenue earned by the bank from providing payment processing and merchant services to business clients.