Discontinued — last reported Q3 '25

Business Segments · Provision for Credit Losses

SVB Commercial — Provision for Credit Losses

First Citizens BancShares SVB Commercial — Provision for Credit Losses decreased by 60.0% to $22.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 56.9%, from $51.00M to $22.00M. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2022
Last reportedQ3 2025

How to read this metric

An increase suggests higher perceived credit risk or portfolio growth, while a decrease indicates improved credit quality or a more optimistic economic outlook.

Detailed definition

An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequ...

Peer comparison

Standard across all banking institutions as part of the CECL or incurred loss accounting frameworks.

Metric ID: fcnca_segment_svb_commercial_provision_for_credit_losses

Historical Data

15 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$0.00$0.00$0.00$0.00$0.00-$22.00M$39.00M$48.00M$23.00M$19.00M$51.00M$41.00M$23.00M$55.00M$22.00M
QoQ Change+277.3%+23.1%-52.1%-17.4%+168.4%-19.6%-43.9%+139.1%-60.0%
YoY Change+186.4%+30.8%-14.6%+0.0%+189.5%-56.9%
Range-$22.00M$55.00M
Avg YoY Growth+55.9%
Median YoY Growth+15.4%

Frequently Asked Questions

What is First Citizens BancShares's svb commercial — provision for credit losses?
First Citizens BancShares (FCNCA) reported svb commercial — provision for credit losses of $22.00M in Q3 2025.
How has First Citizens BancShares's svb commercial — provision for credit losses changed year-over-year?
First Citizens BancShares's svb commercial — provision for credit losses decreased by 56.9% year-over-year, from $51.00M to $22.00M.
What does svb commercial — provision for credit losses mean?
The amount set aside to cover potential losses from unpaid loans.