First Citizens BancShares FCNCA Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 23.6%+0.5pp | 23.1%-1.3pp | 24.5%-0.7pp | 25.2%-1.1pp | 26.3%-2.1pp | |
| Free cash flow margin | 23.5%+0.3pp | 23.2%-2.0pp | 25.2%-2.1pp | 27.3%+4.6pp | 22.8%-3.5pp | |
| Returns | ||||||
| Return on equity | 10.2%+0.3pp | 9.9%-0.5pp | 10.4%-0.3pp | 10.7%-0.8pp | 11.5%-1.3pp | |
| Return on assets | 1%0.0pp | 1%-0.1pp | 1%0.0pp | 1.1%-0.1pp | 1.1%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 1.6×-0.1× | 1.6×-0.1× | 1.8×0.0× | 1.7×0.0× | 1.8×+0.1× | |
| Debt-to-assets | 0.1×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $1,848.90+8.1% | $1,710.290.0% | $1,711.06+1.6% | $1,684.34+2.6% | $1,642.33+6.0% | |
| Valuation | ||||||
| Market capitalization | $22.3B-16.4% | $26.69B+15.4% | $23.12B-8.8% | $25.36B+1.1% | $25.09B-15.1% | |
| Enterprise value | $55.74B-10.8% | $62.52B+1.2% | $61.75B-2.7% | $63.47B-0.1% | $63.51B-4.5% | |
| Price / earnings | 9.9×-2.2× | 12.1×+2.2× | 9.9×-0.6× | 10.6×+0.7× | 9.9×-0.7× | |
| Price / sales | 2.3×-0.5× | 2.8×+0.4× | 2.4×-0.2× | 2.7×+0.1× | 2.6×-0.4× | |
| Price / book | 1×-0.2× | 1.2×+0.1× | 1.1×-0.1× | 1.1×0.0× | 1.1×-0.2× | |
| EV / sales | 5.8×-0.7× | 6.6×+0.1× | 6.5×-0.2× | 6.7×+0.1× | 6.6×-0.2× | |
| Free cash flow yield | 10.1%+1.8pp | 8.3%-2.1pp | 10.4%+0.1pp | 10.3%+1.6pp | 8.7%+0.1pp | |
| Earnings yield | 10.1%+1.9pp | 8.3%-1.8pp | 10.1%+0.6pp | 9.5%-0.6pp | 10.1%+0.7pp | |
| Dividend yield | 0.8%+0.2pp | 0.6%-0.1pp | 0.7%+0.1pp | 0.6%0.0pp | 0.6%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Citizens BancShares's ratios come from?
- Every ratio is computed from First Citizens BancShares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
