First Citizens BancShares FCNCA Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 23.6%-2.7pp | 23.1%-5.3pp | 24.5%-2.0pp | 25.2%-2.0pp | 26.3%-0.2pp | |
| Free cash flow margin | 23.5%+0.8pp | 23.2%-3.0pp | 25.2%+2.1pp | 27.3%+2.1pp | 22.8%-7.2pp | |
| Returns | ||||||
| Return on equity | 10.2%-1.3pp | 9.9%-2.9pp | 10.4%-1.6pp | 10.7%-2.1pp | 11.5%-1.6pp | |
| Return on assets | 1%-0.2pp | 1%-0.3pp | 1%-0.2pp | 1.1%-0.2pp | 1.1%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 1.6×-0.2× | 1.6×-0.1× | 1.8×+0.1× | 1.7×0.0× | 1.8×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Per Share | ||||||
| Book value per share | $1,848.90+12.6% | $1,710.29+10.4% | $1,711.06+7.8% | $1,684.34+8.9% | $1,642.33+9.3% | |
| Valuation | ||||||
| Market capitalization | $22.3B-11.1% | $26.69B-9.7% | $23.12B-13.6% | $25.36B+3.6% | $25.09B+5.6% | |
| Enterprise value | $55.74B-12.2% | $62.52B-6.0% | $61.75B-3.3% | $63.47B+2.5% | $63.51B+3.4% | |
| Price / earnings | 9.9×0.0× | 12.1×+1.5× | 9.9×-0.4× | 10.6×+1.5× | 9.9×+1.1× | |
| Price / sales | 2.3×-0.3× | 2.8×-0.2× | 2.4×-0.3× | 2.7×+0.2× | 2.6×+0.3× | |
| Price / book | 1×-0.1× | 1.2×-0.1× | 1.1×-0.1× | 1.1×0.0× | 1.1×0.0× | |
| EV / sales | 5.8×-0.8× | 6.6×-0.3× | 6.5×0.0× | 6.7×+0.4× | 6.6×+0.5× | |
| Free cash flow yield | 10.1%+1.4pp | 8.3%-0.4pp | 10.4%+1.9pp | 10.3%0.0pp | 8.7%-4.0pp | |
| Earnings yield | 10.1%0.0pp | 8.3%-1.1pp | 10.1%+0.4pp | 9.5%-1.6pp | 10.1%-1.2pp | |
| Dividend yield | 0.8%+0.1pp | 0.6%+0.1pp | 0.7%+0.1pp | 0.6%+0.1pp | 0.6%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Citizens BancShares's ratios come from?
- Every ratio is computed from First Citizens BancShares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
