First Citizens BancShares FCNCA Business Segments
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Revenue by Business | ||||||
| Commercial Bank | $1.09B+4.2% | $3B-5.7% | $458M+3.9% | $451M+1.1% | $1.04B+137% | |
| General Bank | $985M+3.5% | $1.01B+7.2% | $1.01B+11.3% | $988M+12.0% | $952M+14.8% | |
| Rail | $177M+7.9% | $182M+5.2% | $166M+4.4% | $168M+6.3% | $164M+3.1% | |
| Net Income by Business | ||||||
| Commercial Bank | $291M+39.2% | $812M-5.9% | $18M-85.5% | $102M-12.8% | $209M+77.1% | |
| General Bank | $278M+9.9% | $308M+7.7% | $320M+58.4% | $294M+16.7% | $253M+25.9% | |
| Rail | $22M0.0% | $29M-6.5% | $17M-15.0% | $19M0.0% | $22M-29.0% | |
| Noninterest Income by Business | ||||||
| Commercial Bank | $285M+10.9% | $693M-0.7% | $155M+14.0% | $152M+12.6% | $257M+83.6% | |
| General Bank | $172M+4.9% | $170M+2.4% | $166M+11.4% | $164M+7.9% | $164M+13.1% | |
| Rail | $235M+8.8% | $235M+5.4% | $221M+6.8% | $221M+8.9% | $216M+6.9% | |
| Pre-Tax Income by Business | ||||||
| Commercial Bank | $386M+37.4% | $1.08B-8.7% | $24M-85.5% | $137M-14.9% | $281M+75.6% | |
| General Bank | $368M+7.9% | $390M+3.2% | $429M+42.5% | $395M+14.8% | $341M+21.8% | |
| Rail | $29M-3.3% | $38M-5.0% | $22M-21.4% | $25M-7.4% | $30M-28.6% | |
| Income Tax by Business | ||||||
| Commercial Bank | $95M+31.9% | $264M-16.2% | $6M-85.4% | $35M-20.5% | $72M+71.4% | |
| General Bank | $90M+2.3% | $82M-10.9% | $109M+10.1% | $101M+9.8% | $88M+11.4% | |
| Rail | $7M-12.5% | $9M0.0% | $5M-37.5% | $6M-25.0% | $8M-27.3% | |
| Noninterest Income, Other Miscellaneous by Business | ||||||
| Commercial Bank | $230M+14.4% | $638M-0.8% | $101M+27.8% | $98M+27.3% | $201M+142% | |
| General Bank | $172M+4.9% | $170M+2.4% | $166M+11.4% | $164M+7.9% | $164M+13.1% | |
| Rail | $9M+350% | $9M+50.0% | $2M0.0% | $3M+50.0% | $2M-50.0% | |
| Total loans and leases by Business | ||||||
| Commercial Bank | $84.26B+10.2% | $82.91B+10.1% | $38.84B+4.2% | $38.69B+5.0% | $76.45B+111% | |
| General Bank | $64.37B-0.7% | $64.96B+0.1% | $65.23B+1.5% | $64.99B+2.6% | $64.85B+4.6% | |
| Rail | $62M0.0% | $62M0.0% | $63M+1.6% | $62M0.0% | $62M0.0% | |
| Rental income on operating lease equipment by Business | ||||||
| Commercial Bank | $55M-1.8% | $55M0.0% | $54M-5.3% | $54M-6.9% | $56M-1.8% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $226M+5.6% | $226M+4.1% | $219M+6.8% | $218M+8.5% | $214M+8.1% | |
| Other Non-interest Expense, Miscellaneous by Business | ||||||
| Commercial Bank | $404M-3.8% | $1.22B+1.9% | $149M-0.7% | $154M+14.1% | $420M+200% | |
| General Bank | $385M+8.5% | $403M+10.7% | $369M+8.2% | $370M+17.1% | $355M+10.6% | |
| Rail | $17M+21.4% | $16M0.0% | $16M+14.3% | $26M+73.3% | $14M0.0% | |
| Personnel cost by Business | ||||||
| Commercial Bank | $199M+4.7% | $522M-2.6% | $74M+8.8% | $69M+9.5% | $190M+157% | |
| General Bank | $215M+2.4% | $201M+12.3% | $213M+0.5% | $210M+13.5% | $210M+1.4% | |
| Rail | $8M0.0% | $6M+20.0% | $6M0.0% | $6M0.0% | $8M0.0% | |
| Noninterest Expense by Business | ||||||
| Commercial Bank | $646M-1.2% | $1.79B+0.5% | $266M+0.4% | $267M+8.5% | $654M+152% | |
| General Bank | $600M+6.2% | $604M+11.2% | $582M+5.2% | $580M+15.8% | $565M+7.0% | |
| Rail | $148M+10.4% | $144M+8.3% | $144M+9.9% | $143M+9.2% | $134M+14.5% | |
| Operating lease equipment, net by Business | ||||||
| Commercial Bank | $717M-1.9% | $739M-1.5% | $737M-3.9% | $750M-2.2% | $731M-4.2% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $8.97B+3.8% | $8.88B+3.6% | $8.71B+3.4% | $8.72B+6.6% | $8.64B+7.4% | |
| Interest Income (Expense), Operating by Business | ||||||
| Commercial Bank | $802M+2.0% | $2.31B-7.1% | $303M-0.7% | $299M-3.9% | $786M+162% | |
| General Bank | $813M+3.2% | $841M+8.2% | $846M+11.3% | $824M+12.9% | $788M+15.2% | |
| Rail | -$58M-11.5% | -$53M-6.0% | -$55M-14.6% | -$53M-17.8% | -$52M-20.9% | |
| Investment securities by Business | ||||||
| Commercial Bank | $0— | $0— | —— | —— | $0— | |
| General Bank | $0— | $0— | —— | —— | $0— | |
| Rail | $0— | $0— | —— | —— | $0— | |
| Acquisition-related expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Maintenance and other operating lease expenses by Business | ||||||
| Commercial Bank | $0— | $0— | $0— | $0— | $0— | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $65M+12.1% | $64M+16.4% | $67M+13.6% | $55M-8.3% | $58M+28.9% | |
| Deposits by Business | ||||||
| Commercial Bank | $47.19B+17.9% | $41.53B+3.8% | $2.98B-4.7% | $2.9B-12.0% | $40.01B+1,077% | |
| General Bank | $75.91B+2.2% | $74.8B+2.5% | $74.6B+3.8% | $73.5B+3.1% | $74.31B+4.8% | |
| Rail | $2M-83.3% | $2M-88.9% | $2M-85.7% | $3M-70.0% | $12M-14.3% | |
| Depreciation on operating lease equipment by Business | ||||||
| Commercial Bank | $43M-2.3% | $44M0.0% | $43M-8.5% | $44M-8.3% | $44M-4.3% | |
| General Bank | $0— | $0— | $0— | $0— | $0— | |
| Rail | $58M+7.4% | $58M+1.8% | $55M+5.8% | $56M+12.0% | $54M+8.0% | |
| Provision for Credit Losses by Business | ||||||
| Commercial Bank | $55M-49.1% | $137M-39.4% | $168M+1,427% | $47M+20.5% | $108M+440% | |
| General Bank | $17M-63.0% | $17M-22.7% | $1M-98.2% | $13M-64.9% | $46M+119% | |
| Rail | $0— | $0— | $0— | $0— | $0— | |
| Noninterest income by Product | ||||||
| Cardholder services, net | $38M-7.3% | $37M-9.8% | $39M-7.1% | $41M+2.5% | $41M+2.5% | |
| Client investment fees | $53M0.0% | $54M0.0% | $58M+5.5% | $52M-3.7% | $53M+6.0% | |
| Deposit fees and service charges | $70M+20.7% | $63M+8.6% | $61M+7.0% | $59M+3.5% | $58M0.0% | |
| Factoring commissions | $17M0.0% | $20M0.0% | $18M-5.3% | $18M-5.3% | $17M0.0% | |
| Insurance commissions | $13M-7.1% | $12M-7.7% | $13M-7.1% | $14M+7.7% | $14M-6.7% | |
| International fees | $35M+9.4% | $37M+12.1% | $34M+17.2% | $33M+13.8% | $32M+14.3% | |
| Lending-related fees | $69M+4.5% | $64M-5.9% | $67M0.0% | $69M+9.5% | $66M+11.9% | |
| Merchant services, net | $13M-7.1% | $13M0.0% | $12M0.0% | $13M+8.3% | $14M+16.7% | |
| Wealth management services | $59M+5.4% | $61M+13.0% | $57M+5.6% | $55M+5.8% | $56M+9.8% |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- How does First Citizens BancShares break its business down?
- First Citizens BancShares (FCNCA) reports revenue by business across 3 parts — Commercial Bank, General Bank and Rail. Each is extracted from the segment footnotes and tracked over time.
- Where does First Citizens BancShares's segment data come from?
- Segment breakdowns are pulled from the segment footnotes in First Citizens BancShares's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.
