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FY'25FY'24FY'23FY'22
Profitability
Net margin99.1%-9.4pp108.5%-153pp261.8%+173pp88.6%-30.0pp
Free cash flow margin98.5%-5.9pp104.4%+55.0pp49.4%
Returns
Return on equity42.5%-8.1pp50.6%-238pp288.7%+241pp47.9%-5.1pp
Return on assets4.2%-0.8pp5%-22.3pp27.2%+23.0pp4.2%-0.2pp
Efficiency
Asset turnover0.2×0.0×0.2×-0.2×0.4×+0.2×0.2×0.0×
Leverage
Debt-to-equity+0.1×6.8×-1.5×8.3×+5.1×3.2×+2.6×
Debt-to-assets0.7×0.0×0.7×-0.1×0.8×+0.5×0.3×+0.2×
Per Share
Book value per share$6,748.02+9.1%$6,187.84+11.6%$5,545.80+115%$2,580.08+39.8%
Valuation
Market capitalization$100.26B-4.1%$104.55B+42.3%$73.45B+68.3%$43.64B+15.6%
Enterprise value$251.26B-1.0%$253.71B+7.8%$235.29B+222%$73.09B+87.8%
Price / earnings42.5×+3.6×38.9×+32.2×6.7×-44.6×51.3×-15.5×
Price / sales10.5×-0.1×10.6×+6.2×4.4×-7.1×11.4×-8.3×
Price / book4.5×-0.2×4.7×+1.0×3.6×-0.7×4.3×-4.0×
EV / sales26.3×+0.7×25.6×+11.5×14.1×-4.3×18.5×-1.9×
Free cash flow yield37.6%-2.5pp40.1%-5.3pp45.4%
Earnings yield37.9%-3.5pp41.4%-201pp242.5%+210pp32%+6.9pp
Dividend yield2.6%+0.3pp2.2%0.0pp2.3%-0.1pp2.3%+0.6pp

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Questions, answered.

Where do First Citizens BancShares's ratios come from?
Every ratio is computed from First Citizens BancShares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.