First Citizens BancShares FCNCA Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 96.4%-12.0pp | 99.1%-9.4pp | 104.4%-36.7pp | 106.4%-72.1pp | 108.3%-110pp | |
| Free cash flow margin | 99.3%+2.0pp | 98.5%-5.9pp | 101.5%+11.3pp | 99.4%+17.8pp | 97.3%+29.3pp | |
| Returns | ||||||
| Return on equity | 41.2%-7.8pp | 42.5%-8.1pp | 45.3%-66.7pp | 46.9%-127pp | 49%-183pp | |
| Return on assets | 4%-0.8pp | 4.2%-0.8pp | 4.5%-6.3pp | 4.7%-11.9pp | 4.9%-17.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.2×0.0× | 0.2×0.0× | 0.2×-0.1× | 0.2×-0.1× | 0.2×-0.2× | |
| Leverage | ||||||
| Debt-to-equity | 6.8×-0.1× | 7×+0.1× | 7×+0.1× | 6.9×-0.3× | 6.8×-0.7× | |
| Debt-to-assets | 0.6×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | 0.7×0.0× | |
| Per Share | ||||||
| Book value per share | $6,954.60+9.9% | $6,748.02+9.1% | $6,587.51+8.0% | $6,464.38+9.3% | $6,327.19+10.5% | |
| Valuation | ||||||
| Market capitalization | $97.47B-7.9% | $100.26B-4.1% | $103.13B+7.9% | $106.77B+20.1% | $105.88B+27.4% | |
| Enterprise value | $243.49B-4.8% | $251.26B-1.0% | $255.27B+4.0% | $257.35B+7.5% | $255.82B+8.3% | |
| Price / earnings | 42.5×+2.6× | 42.5×+3.6× | 41.1×+11.0× | 41.5×+20.0× | 39.9×+25.8× | |
| Price / sales | 10.2×-0.6× | 10.5×-0.1× | 10.7×+2.1× | 11×+4.0× | 10.8×+5.1× | |
| Price / book | 4.4×-0.3× | 4.5×-0.2× | 4.6×+0.3× | 4.8×+0.6× | 4.7×+0.7× | |
| EV / sales | 25.5×-0.6× | 26.3×+0.7× | 26.6×+4.7× | 26.6×+7.9× | 26.2×+10.1× | |
| Free cash flow yield | 39%+2.9pp | 37.6%-2.5pp | 38%-4.4pp | 36.1%-10.5pp | 36.1%-10.3pp | |
| Earnings yield | 37.9%-2.3pp | 37.9%-3.5pp | 39%-48.6pp | 38.6%-95.2pp | 40.2%-140pp | |
| Dividend yield | 2.7%+0.4pp | 2.6%+0.3pp | 2.5%+0.2pp | 2.4%+0.2pp | 2.3%+0.2pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Citizens BancShares's ratios come from?
- Every ratio is computed from First Citizens BancShares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
