First Citizens BancShares Weighted-Average Discount Rate - Finance Leases increased by 0.2% to $0.04 in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.3%, from $0.04 to $0.04. Over 4 years (FY 2021 to FY 2025), Weighted-Average Discount Rate - Finance Leases shows an upward trend with a 7.7% CAGR.
Higher rates indicate increased financing costs for leased assets, while lower rates suggest more favorable financing terms or a lower interest rate environment.
This metric represents the weighted average interest rate applied to discount future finance lease payments to their pre...
Standardized metric across banking peers, reflecting the cost of financing equipment or property through lease structures.
weighted_average_discount_rate_finance_leases| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.03 | $0.03 | $0.03 | $0.02 | $0.02 | $0.02 | $0.02 | $0.03 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 | $0.04 |
| QoQ Change | — | -0.3% | -0.3% | -24.5% | +0.0% | +0.0% | -0.4% | +49.4% | +1.1% | +0.9% | +1.1% | +1.1% | +9.1% | +8.8% | +0.5% | -3.0% | +0.0% | +0.2% |
| YoY Change | — | — | — | — | -25.0% | -24.8% | -24.8% | +48.7% | +50.4% | +51.7% | +54.1% | +4.3% | +12.5% | +21.4% | +20.6% | +15.7% | +6.1% | -2.3% |