Where do First Financial Bancorp's ratios come from?

Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	28.7%+0.3pp	28.4%-0.7pp	29.2%+1.2pp	28%+0.7pp	27.3%-0.1pp
Free cash flow margin	82.4%+47.2pp	35.3%+4.7pp	30.5%-1.0pp	31.5%-0.4pp	32%+3.1pp
Returns
Return on equity	10.2%+0.4pp	9.8%-0.3pp	10.2%+0.4pp	9.8%+0.2pp	9.6%-0.1pp
Return on assets	1.4%+0.1pp	1.3%-0.1pp	1.4%+0.1pp	1.3%0.0pp	1.3%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.8×-0.2×	0.9×+0.2×	0.8×-0.2×	1×-0.1×	1.1×+0.1×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Per Share
Book value per share	$28.11-2.4%	$28.80+4.8%	$27.49+2.9%	$26.72+2.0%	$26.18+2.5%
Valuation
Market capitalization	$2.92B+18.3%	$2.47B+3.1%	$2.39B+3.0%	$2.32B-2.6%	$2.38B-7.1%
Enterprise value	$5.15B+1.6%	$5.06B+14.8%	$4.41B-7.6%	$4.78B-6.8%	$5.12B+0.2%
Price / earnings	10.5×+0.8×	9.6×+0.4×	9.3×-0.5×	9.7×-0.7×	10.4×-0.8×
Price / sales	3×+0.3×	2.7×0.0×	2.7×0.0×	2.7×-0.1×	2.8×-0.2×
Price / book	1×+0.1×	0.9×0.0×	0.9×0.0×	0.9×0.0×	1×-0.1×
EV / sales	5.3×-0.3×	5.6×+0.6×	5×-0.6×	5.6×-0.5×	6.1×0.0×
Free cash flow yield	27.4%+14.6pp	12.9%+1.6pp	11.3%-0.3pp	11.6%+0.3pp	11.3%+1.9pp
Earnings yield	9.6%-0.8pp	10.4%-0.4pp	10.8%+0.5pp	10.3%+0.6pp	9.6%+0.7pp
Dividend yield	3.3%-0.5pp	3.8%0.0pp	3.9%-0.1pp	4%+0.2pp	3.8%+0.3pp
PEG ratio	0.5×-0.3×	0.8×+0.3×	0.5×-2.5×	3.1×—	——

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Where do First Financial Bancorp's ratios come from?: Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.