Where do First Financial Bancorp's ratios come from?

Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	28.4%+1.0pp	27.4%-3.1pp	30.5%-0.2pp	30.7%-2.2pp
Free cash flow margin	35.3%+6.4pp	28.9%-26.2pp	55.1%—	——
Returns
Return on equity	9.8%+0.1pp	9.7%-2.1pp	11.9%+1.8pp	10.1%+1.1pp
Return on assets	1.3%0.0pp	1.3%-0.2pp	1.5%+0.2pp	1.3%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.9×-0.1×	1×-0.3×	1.4×-0.7×	2×+1.4×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.2×-0.1×	0.2×+0.2×
Per Share
Book value per share	$28.80+12.7%	$25.55+7.1%	$23.85+10.5%	$21.58-8.4%
Valuation
Market capitalization	$2.47B-4.0%	$2.57B+13.6%	$2.26B-1.7%	$2.3B+0.5%
Enterprise value	$5.06B-0.9%	$5.11B-4.4%	$5.34B-16.7%	$6.42B+79.1%
Price / earnings	9.6×-1.6×	11.2×+2.4×	8.8×-1.7×	10.6×-0.6×
Price / sales	2.7×-0.3×	3.1×+0.4×	2.7×-0.6×	3.2×-0.4×
Price / book	0.9×-0.2×	1.1×+0.1×	1×-0.1×	1.1×+0.1×
EV / sales	5.6×-0.5×	6.1×-0.2×	6.4×-2.7×	9.1×+3.3×
Free cash flow yield	12.9%+3.5pp	9.4%-11.1pp	20.5%—	——
Earnings yield	10.4%+1.5pp	8.9%-2.4pp	11.3%+1.9pp	9.5%+0.5pp
Dividend yield	3.8%+0.4pp	3.5%-0.4pp	3.9%+0.1pp	3.8%-0.1pp
PEG ratio	0.8×—	——	0.5×-1.2×	1.7×+1.4×

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Questions, answered.

Where do First Financial Bancorp's ratios come from?: Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.