Where do First Financial Bancorp's ratios come from?

Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Profitability
Net margin	28.7%+1.4pp	28.4%+1.0pp	29.2%+2.0pp	28%-0.1pp	27.3%-1.5pp
Free cash flow margin	82.4%+50.5pp	35.3%+6.4pp	30.5%-4.5pp	31.5%-3.1pp	32%—
Returns
Return on equity	10.2%+0.7pp	9.8%+0.1pp	10.2%+0.5pp	9.8%-0.6pp	9.6%-1.1pp
Return on assets	1.4%+0.1pp	1.3%0.0pp	1.4%+0.2pp	1.3%0.0pp	1.3%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.8×-0.3×	0.9×-0.1×	0.8×-0.4×	1×-0.7×	1.1×-0.1×
Debt-to-assets	0.1×-0.1×	0.1×0.0×	0.1×0.0×	0.1×-0.1×	0.1×0.0×
Per Share
Book value per share	$28.11+7.4%	$28.80+12.7%	$27.49+7.1%	$26.72+9.6%	$26.18+9.0%
Valuation
Market capitalization	$2.92B+22.3%	$2.47B-4.0%	$2.39B-0.7%	$2.32B+9.5%	$2.38B+11.8%
Enterprise value	$5.15B+0.5%	$5.06B-0.9%	$4.41B-15.3%	$4.78B-19.4%	$5.12B+3.2%
Price / earnings	10.5×+0.1×	9.6×-1.6×	9.3×-1.6×	9.7×+0.6×	10.4×+1.4×
Price / sales	3×+0.2×	2.7×-0.3×	2.7×-0.3×	2.7×+0.1×	2.8×+0.2×
Price / book	1×0.0×	0.9×-0.2×	0.9×-0.1×	0.9×0.0×	1×0.0×
EV / sales	5.3×-0.8×	5.6×-0.5×	5×-1.4×	5.6×-1.6×	6.1×0.0×
Free cash flow yield	27.4%+16.2pp	12.9%+3.5pp	11.3%-0.5pp	11.6%-1.9pp	11.3%—
Earnings yield	9.6%-0.1pp	10.4%+1.5pp	10.8%+1.6pp	10.3%-0.6pp	9.6%-1.5pp
Dividend yield	3.3%-0.5pp	3.8%+0.4pp	3.9%+0.2pp	4%-0.2pp	3.8%-0.3pp
PEG ratio	0.5×—	——	——	——	——

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Questions, answered.

Where do First Financial Bancorp's ratios come from?: Every ratio is computed from First Financial Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.