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Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Net margin40.6%+0.5pp40.1%+0.6pp39.5%-2.0pp41.5%+0.9pp40.6%0.0pp
Free cash flow margin47.5%+2.3pp45.3%-3.1pp48.3%-0.8pp49.1%-2.8pp51.9%-1.3pp
Returns
Return on equity14.6%+0.2pp14.4%+0.5pp13.9%-1.2pp15.1%+0.5pp14.6%+0.2pp
Return on assets1.8%+0.1pp1.7%0.0pp1.7%-0.1pp1.8%+0.1pp1.7%0.0pp
Efficiency
Asset turnover0.0×0.0×0.0×0.0×0.0×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×-0.1×
Debt-to-assets0.0×0.0×0.0×0.0×0.0×
Valuation
Market capitalization$4.22B-1.4%$4.28B-10.6%$4.78B-7.7%$5.18B+0.9%$5.14B+0.3%
Enterprise value$3.5B+8.8%$3.22B-22.5%$4.16B-7.6%$4.5B+6.2%$4.24B-5.7%
Price / earnings16×-0.9×16.9×-2.9×19.7×-1.4×21.1×-1.1×22.2×-0.7×
Price / sales6.5×-0.3×6.8×-1.0×7.8×-1.0×8.8×-0.3×-0.3×
Price / book2.2×-0.1×2.2×-0.4×2.6×-0.4×-0.1×3.1×-0.1×
EV / sales5.4×+0.3×5.1×-1.7×6.8×-0.8×7.6×+0.2×7.4×-0.7×
Free cash flow yield7.3%+0.6pp6.7%+0.5pp6.2%+0.6pp5.6%-0.2pp5.8%0.0pp
Earnings yield6.3%+0.3pp5.9%+0.9pp5.1%+0.3pp4.7%+0.2pp4.5%+0.1pp
Dividend yield2.5%+0.1pp2.5%+0.3pp2.2%+0.2pp2%0.0pp2%0.0pp
PEG ratio1.1×-0.1×1.3×+0.1×1.2×+0.2×-0.4×1.4×-0.5×

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Questions, answered.

Where do First Financial Bankshares's ratios come from?
Every ratio is computed from First Financial Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.