First Financial Bankshares FFIN Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 40.6%+0.5pp | 40.1%+0.6pp | 39.5%-2.0pp | 41.5%+0.9pp | 40.6%0.0pp | |
| Free cash flow margin | 47.5%+2.3pp | 45.3%-3.1pp | 48.3%-0.8pp | 49.1%-2.8pp | 51.9%-1.3pp | |
| Returns | ||||||
| Return on equity | 14.6%+0.2pp | 14.4%+0.5pp | 13.9%-1.2pp | 15.1%+0.5pp | 14.6%+0.2pp | |
| Return on assets | 1.8%+0.1pp | 1.7%0.0pp | 1.7%-0.1pp | 1.8%+0.1pp | 1.7%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×-0.1× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | ||||||
| Market capitalization | $4.22B-1.4% | $4.28B-10.6% | $4.78B-7.7% | $5.18B+0.9% | $5.14B+0.3% | |
| Enterprise value | $3.5B+8.8% | $3.22B-22.5% | $4.16B-7.6% | $4.5B+6.2% | $4.24B-5.7% | |
| Price / earnings | 16×-0.9× | 16.9×-2.9× | 19.7×-1.4× | 21.1×-1.1× | 22.2×-0.7× | |
| Price / sales | 6.5×-0.3× | 6.8×-1.0× | 7.8×-1.0× | 8.8×-0.3× | 9×-0.3× | |
| Price / book | 2.2×-0.1× | 2.2×-0.4× | 2.6×-0.4× | 3×-0.1× | 3.1×-0.1× | |
| EV / sales | 5.4×+0.3× | 5.1×-1.7× | 6.8×-0.8× | 7.6×+0.2× | 7.4×-0.7× | |
| Free cash flow yield | 7.3%+0.6pp | 6.7%+0.5pp | 6.2%+0.6pp | 5.6%-0.2pp | 5.8%0.0pp | |
| Earnings yield | 6.3%+0.3pp | 5.9%+0.9pp | 5.1%+0.3pp | 4.7%+0.2pp | 4.5%+0.1pp | |
| Dividend yield | 2.5%+0.1pp | 2.5%+0.3pp | 2.2%+0.2pp | 2%0.0pp | 2%0.0pp | |
| PEG ratio | 1.1×-0.1× | 1.3×+0.1× | 1.2×+0.2× | 1×-0.4× | 1.4×-0.5× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do First Financial Bankshares's ratios come from?
- Every ratio is computed from First Financial Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.