Where do First Financial Bankshares's ratios come from?

Every ratio is computed from First Financial Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	40.1%-0.4pp	40.6%+0.1pp	40.5%-3.5pp	44%-0.4pp
Free cash flow margin	45.3%-7.9pp	53.2%-1.2pp	54.4%-3.5pp	57.9%-7.7pp
Returns
Return on equity	14.4%0.0pp	14.4%0.0pp	14.4%-1.1pp	15.5%+2.3pp
Return on assets	1.7%+0.1pp	1.7%+0.1pp	1.5%-0.3pp	1.8%-0.1pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0×-0.1×	0.1×+0.1×	0×0.0×	0×-0.4×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Valuation
Market capitalization	$4.28B-16.4%	$5.12B+18.4%	$4.32B-11.9%	$4.91B-32.3%
Enterprise value	$3.22B-28.3%	$4.49B+17.9%	$3.81B-17.2%	$4.6B-37.7%
Price / earnings	16.9×-6.0×	22.9×+1.2×	21.7×+0.8×	20.9×-10.9×
Price / sales	6.8×-2.5×	9.3×+0.5×	8.8×-0.4×	9.2×-4.9×
Price / book	2.2×-1.0×	3.2×+0.3×	2.9×-1.0×	3.9×-0.2×
EV / sales	5.1×-3.1×	8.2×+0.4×	7.7×-0.9×	8.6×-5.8×
Free cash flow yield	6.7%+1.0pp	5.7%-0.5pp	6.2%-0.1pp	6.3%+1.6pp
Earnings yield	5.9%+1.6pp	4.4%-0.2pp	4.6%-0.2pp	4.8%+1.6pp
Dividend yield	2.5%+0.5pp	2%-0.3pp	2.3%+0.5pp	1.9%+0.8pp
PEG ratio	1.3×-0.6×	1.9×—	——	6.9×+4.4×

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Questions, answered.

Where do First Financial Bankshares's ratios come from?: Every ratio is computed from First Financial Bankshares's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.